# M36 vs KlikSave

The clearest difference is rating: KlikSave at 5.0 against M36's 4.0. KlikSave also leads on review sentiment (100% vs 60%) and update cadence (every 10 days vs every 5 weeks). M36's advantage is ratings volume (7 vs 2). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KlikSave holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 7 and 2 respectively. Written reviews point the same way: 60% of M36's written reviews are positive against 100% of KlikSave's.

M36 ships an update every 5 weeks, KlikSave every 10 days. The most recent releases landed on August 15, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | M36 | KlikSave |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (7 ratings)](https://appshunter.io/ios/app/m36/id1473487545/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/kliksave/id6449229459/reviews)** |
| Number of ratings | **7** | 2 |
| Positive reviews | 60.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 10 days** |
| Monetization | Ad-supported | **Free** |
| Size | 210 MB | 32 MB |
| Requires iOS | 16.3 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Union Bank of Nigeria Plc](https://appshunter.io/developer/950990898) | [4Stone Capital Limited](https://appshunter.io/developer/1688218779) |

## What reviewers say

### M36

[App page](https://appshunter.io/ios/app/m36/id1473487545)

Manage your wealth and investments with personalized online products and services. Access loans, travel allowances, and estate planning. Offers a 24/7 digital concierge and investment advisors.

**Highlights:** Personalized investment products, Digital concierge service 24/7, Investment advisors, Loans and asset-backed financing, Estate planning services, Wealth management by invitation

**Features:** Vision Pro support

**In-app purchases:** none


### KlikSave

[App page](https://appshunter.io/ios/app/kliksave/id6449229459)

This digital platform enables individuals and small businesses to save flexibly on the go, earning attractive interest. Save 50% towards an asset and become eligible for financing, turning savings into tangible growth.

**Highlights:** Flexible on-the-go savings, Earn attractive interest rates, Save any amount daily, weekly, or monthly, Eligibility for asset financing, Intuitive digital platform

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is M36 free?

M36 is free to download, with no in-app purchases.

### Is KlikSave free?

KlikSave is free to download, with no in-app purchases.

### Which has better reviews, M36 or KlikSave?

KlikSave is rated higher. M36 averages 4.0 out of 5 from 7 ratings, while KlikSave averages 5.0 from 2 ratings.

### Do M36 or KlikSave have ads?

Neither M36 nor KlikSave shows ads.

### Which is updated more often, M36 or KlikSave?

M36 ships an update every 5 weeks, and KlikSave every 10 days. Most recently, M36 was updated on August 15, 2026 and KlikSave on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*