# M36 vs Veend

The clearest difference is iOS requirement: Veend at 12.4 against M36's 16.3. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on October 12, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | M36 | Veend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (7 ratings)](https://appshunter.io/ios/app/m36/id1473487545/reviews)** | — |
| Number of ratings | **7** | — |
| Positive reviews | 60.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | Ad-supported | — |
| Size | 210 MB | 17 MB |
| Requires iOS | 16.3 | **12.4** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Union Bank of Nigeria Plc](https://appshunter.io/developer/950990898) | [VeendHQ Limited](https://appshunter.io/developer/1714282818) |

## What reviewers say

### M36

[App page](https://appshunter.io/ios/app/m36/id1473487545)

Manage your wealth and investments with personalized online products and services. Access loans, travel allowances, and estate planning. Offers a 24/7 digital concierge and investment advisors.

**Highlights:** Personalized investment products, Digital concierge service 24/7, Investment advisors, Loans and asset-backed financing, Estate planning services, Wealth management by invitation

**Features:** Vision Pro support

**In-app purchases:** none


### Veend

[App page](https://appshunter.io/ios/app/veend/id6470826772)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is M36 free?

M36 is free to download, with no in-app purchases.

### Is Veend free?

Veend is free to download, with no in-app purchases.

### Do M36 or Veend have ads?

Neither M36 nor Veend shows ads.

### Which is updated more often, M36 or Veend?

M36 ships an update every 5 weeks, and Veend every 5 weeks. Most recently, M36 was updated on October 12, 2026 and Veend on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*