# FFCalc vs Retire How $

The clearest difference is rating: Retire How $ at 5.0 against FFCalc's 4.5. Retire How $ also leads on in-app purchases (none vs 4) and update cadence (every 3 days vs monthly). FFCalc's advantage is ratings volume (406 vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. FFCalc sells 4 in-app purchases, starting at $2.99 per 7 days. Retire How $ asks for nothing beyond the download.

Retire How $ holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: FFCalc has 406 ratings behind it against 2, so its average is the more settled of the two.

FFCalc ships an update monthly, Retire How $ every 3 days. The most recent releases landed on October 13, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | FFCalc | Retire How $ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (406 ratings)](https://appshunter.io/ios/app/ffcalc-retirement-calculator/id1473492772/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/retire-how/id6780089708/reviews)** |
| Number of ratings | **406** | 2 |
| Positive reviews | 47.8% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 5 MB | 94 MB |
| Requires iOS | **26.0** | 26.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Voglhuber](https://appshunter.io/developer/433453828) | [Christine Mayfield](https://appshunter.io/developer/1864197007) |

## What reviewers say

### FFCalc

[App page](https://appshunter.io/ios/app/ffcalc-retirement-calculator/id1473492772)

This app helps you determine how long you need to save until financial independence. Input your income, expenses, and current savings to receive personalized retirement timelines. Visual charts and tables illustrate your projected savings growth year by year.

**Highlights:** Financial freedom timeline calculation, Income and spending input, Current savings tracking, Projected savings charts, Yearly savings tables, Interest, tax, and inflation considerations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Plan | $2.99 | per 7 days |
| Monthly | $3.99 | per month |
| Yearly | $8.99 | per year |
| Lifetime | $29.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 👍 Great tool
- 👍 Awesome app
- 👍 Superb app
- 👍 Simple to understand

**What reviewers complain about**

- 💸 Ridiculous pricing
- 💸 Expensive subscription
- 📉 Inaccurate calculations
- 📉 Missing features
- 📉 Unclear calculations

**Reported bugs**

- Inaccurate monthly savings calculation
- Compound interest seems off
- Unclear inflation calculation frequency
- Unclear contribution timing
- Retirement expense calculation incorrect

**Requested features**

- Add monthly income support
- Add interest rate inputs
- More clarity on compounding
- Option to add income during retirement
- Add tax cost calculation


### Retire How $

[App page](https://appshunter.io/ios/app/retire-how/id6780089708)

This app helps you calculate your monthly retirement income based on your savings and life expectancy. It offers inflation adjustments and educational videos to improve financial literacy. Plan your retirement with confidence.

**Highlights:** Monthly retirement income calculation, Inflation adjustment, Partner income integration, Financial literacy videos, Simple 3-5 input fields

**In-app purchases:** none


## Frequently asked questions

### Is FFCalc free?

FFCalc is free to download, with in-app purchases available.

### Is Retire How $ free?

Retire How $ is free to download, with no in-app purchases.

### Which has better reviews, FFCalc or Retire How $?

Retire How $ is rated higher. FFCalc averages 4.5 out of 5 from 406 ratings, while Retire How $ averages 5.0 from 2 ratings.

### Do FFCalc or Retire How $ have ads?

Neither FFCalc nor Retire How $ shows ads.

### Which is updated more often, FFCalc or Retire How $?

FFCalc ships an update monthly, and Retire How $ every 3 days. Most recently, FFCalc was updated on October 13, 2026 and Retire How $ on October 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*