# Verofy Pay vs guide.capital

The clearest difference is in-app purchases: Verofy Pay at none against guide.capital's 6. Verofy Pay also leads on update cadence (every 3 weeks vs every 2 months) and iOS requirement (11.0 vs 15.6). On price, ads and device support there is nothing between them.

Both are free to download. guide.capital sells 6 in-app purchases, starting at $12.99 per month. Verofy Pay asks for nothing beyond the download.

Verofy Pay ships an update every 3 weeks, guide.capital every 2 months. The most recent releases landed on October 10, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Verofy Pay | guide.capital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/guidecapital/id1519105187/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | **Free** | Freemium |
| Size | 100 MB | 72 MB |
| Requires iOS | **11.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VEROFY LIMITED](https://appshunter.io/developer/1473585380) | [efficient.capital AG](https://appshunter.io/developer/1519044555) |

## What reviewers say

### Verofy Pay

[App page](https://appshunter.io/ios/app/verofy-pay/id1473585381)

Accept card payments directly from your smartphone or tablet. Monitor transactions in real-time, view pending and completed payments, and get a transparent overview of your cash flow. All transactions are processed with PCI DSS Level 1 certification for secure payments.

**Highlights:** Accept card payments via smartphone/tablet, Real-time transaction monitoring, Detailed payment status updates, Transparent cash flow overview, PCI DSS Level 1 certified processing

**Features:** macOS Compatibility

**In-app purchases:** none


### guide.capital

[App page](https://appshunter.io/ios/app/guidecapital/id1519105187)

Design your personalized investment solution with expert knowledge and AI. Build modular portfolios, evaluate securities, and gain a complete overview of your assets. Offers unique investment components for loss minimization and stable performance.

**Highlights:** AI-driven portfolio construction, Personalized asset allocation, Modular investment solution design, Model portfolios from known providers, Independent portfolio check, Security evaluation via photo, Sustainability ratings and scoring

**Features:** Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| S&P ESG (monthly) | $12.99 | per month |
| SIX Consolidation (monthly) | $13.99 | per month |
| theScreener Rating (monthly) | $16.99 | per month |
| S&P ESG (yearly) | $77.99 | per year |
| theScreener Rating (yearly) | $106.99 | per year |
| SIX Consolidation (yearly) | $139.99 | per year |


## Frequently asked questions

### Is Verofy Pay free?

Verofy Pay is free to download, with no in-app purchases.

### Is guide.capital free?

guide.capital is free to download, with in-app purchases available.

### Do Verofy Pay or guide.capital have ads?

Neither Verofy Pay nor guide.capital shows ads.

### Which is updated more often, Verofy Pay or guide.capital?

Verofy Pay ships an update every 3 weeks, and guide.capital every 2 months. Most recently, Verofy Pay was updated on October 10, 2026 and guide.capital on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*