# Plan vs Finzo

The clearest difference is review sentiment: Finzo at 100% against Plan's 57%. Plan's advantage is ads (none vs shown) and update cadence (weekly vs every 5 weeks). On price, in-app purchases, monetization model and iOS requirement there is nothing between them.

Both are free to download. Plan sells 2 in-app purchases, starting at $12.99 per year and Finzo sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Plan ships an update weekly, Finzo every 5 weeks. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Plan | Finzo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (18 ratings)](https://appshunter.io/ios/app/plan-budget-and-expense-tracker/id1473622434/reviews)** | — |
| Number of ratings | **18** | — |
| Positive reviews | 57.1% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Every 5 weeks |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 49 MB | 27 MB |
| Requires iOS | 17.1 | **16.6** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Viktor Grushevskiy](https://appshunter.io/developer/599506768) | [Dogukan Ardic](https://appshunter.io/developer/1802243520) |

## What reviewers say

### Plan

[App page](https://appshunter.io/ios/app/plan-budget-and-expense-tracker/id1473622434)

Manage your money, track expenses, and achieve your savings goals with this intuitive finance tracker. It offers detailed analytics, multi-currency support, and debt planning to help you gain financial control.

**Highlights:** Goal tracking, Smart expense manager, Multi-currency support, Debt and mortgage planner, Deep analytics, Apple Watch integration, Seamless sync

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plan for the Year | $12.99 | per year |
| Premium forever | $29.99 | one-time |


### Finzo

[App page](https://appshunter.io/ios/app/finzo-finance-tracker/id6743325607)

Manage your money effortlessly with this personal finance tracker. Monitor income and expenses, gain AI-powered insights into spending habits, and make informed financial decisions. Features custom categories, detailed reports, and budget tracking for a clear financial future.

**Highlights:** Track daily expenses and income, Customizable expense and income categories, AI-powered spending analysis, Intelligent budget recommendations, Financial runway visualization, Secure on-device data storage

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finzo Monthly Pro | $4.99 | per month |
| Finzo Yearly Pro | $29.99 | per year |


## Frequently asked questions

### Is Plan free?

Plan is free to download, with in-app purchases available.

### Is Finzo free?

Finzo is free to download, with in-app purchases available.

### Do Plan or Finzo have ads?

Finzo shows ads; Plan does not.

### Which is updated more often, Plan or Finzo?

Plan ships an update weekly, and Finzo every 5 weeks. Most recently, Plan was updated on November 3, 2026 and Finzo on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*