# MoneyTrack vs 记账宝

The clearest difference is rating: MoneyTrack at 4.9 against 记账宝's 2.3. MoneyTrack also leads on ads (none vs shown) and ratings volume (430 vs 3). 记账宝's advantage is update cadence (every 3 days vs fortnightly) and iOS requirement (9.0 vs 13.0). On price, in-app purchases and monetization model there is nothing between them.

Both are free to download. MoneyTrack sells 4 one-off in-app purchases and 记账宝 sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

MoneyTrack holds the better App Store score, 4.9 against 2.3. That said, the two scores are not equally well evidenced: MoneyTrack has 430 ratings behind it against 3, so its average is the more settled of the two.

MoneyTrack ships an update fortnightly, 记账宝 every 3 days. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | MoneyTrack | 记账宝 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (430 ratings)](https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/id1523842007/reviews) |
| Number of ratings | **430** | 3 |
| Positive reviews | 96.1% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Every 3 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 75 MB | 74 MB |
| Requires iOS | 13.0 | **9.0** |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [昱春 唐](https://appshunter.io/developer/1454984065) | [俊松 何](https://appshunter.io/developer/1523301201) |

## What reviewers say

### MoneyTrack

[App page](https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373)

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

**Highlights:** Ad-free experience, AI auto-tracking and categorization, Cross-platform sync (iOS, Android, Desktop), Budget control and monitoring, Asset and debt management, Shared ledgers for household finances, Multi-currency support

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | one-time |
| Annual | $6.00 | one-time |
| Lifetime | $19.95 | one-time |
| Lifetime | $19.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Fast and responsive
- 💎 No ads, clean interface
- 💯 Comprehensive features
- 🤑 Good value for money

**What reviewers complain about**

- 🐛 Occasional sync issues
- ⚠️ Limited multi-currency support
- 🕰️ Lack of advanced reporting

**Reported bugs**

- Unable to input numbers in notes
- App crashes on high refresh rate devices

**Requested features**

- Add multi-currency support
- Improve data export options
- Integrate with banking apps
- Introduce budgeting features


### 记账宝

[App page](https://appshunter.io/ios/app/id1523842007)

This app offers a simple and fast way to track expenses for various life events, from travel to daily budgeting. It provides clear charts to visualize spending and alerts users when they exceed their budget. Manage your finances effortlessly and understand where your money goes.

**Highlights:** 3-second expense logging, Clear spending charts, Overspending alerts, Supports various budgeting needs, Simple interface

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1个月VIP | $1.99 | one-time |
| 6个月VIP | $9.99 | one-time |
| 12个月VIP | $15.99 | one-time |


## Frequently asked questions

### Is MoneyTrack free?

MoneyTrack is free to download, with in-app purchases available.

### Is 记账宝 free?

记账宝 is free to download, with in-app purchases available.

### Which has better reviews, MoneyTrack or 记账宝?

MoneyTrack is rated higher. MoneyTrack averages 4.9 out of 5 from 430 ratings, while 记账宝 averages 2.3 from 3 ratings.

### Do MoneyTrack or 记账宝 have ads?

记账宝 shows ads; MoneyTrack does not.

### Which is updated more often, MoneyTrack or 记账宝?

MoneyTrack ships an update fortnightly, and 记账宝 every 3 days. Most recently, MoneyTrack was updated on November 11, 2026 and 记账宝 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*