# MoneyTrack vs AI记账

The clearest difference is device support: MoneyTrack at 4 against AI记账's 2. MoneyTrack also leads on iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. MoneyTrack sells 4 one-off in-app purchases and AI记账 sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

MoneyTrack ships an update fortnightly, AI记账 every 10 days. Both last shipped on November 3, 2026.

## The numbers

| Metric | MoneyTrack | AI记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (426 ratings)](https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373/reviews)** | — |
| Number of ratings | **426** | — |
| Positive reviews | 96.1% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Freemium | — |
| Size | 75 MB | 53 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [昱春 唐](https://appshunter.io/developer/1454984065) | [世强 吴](https://appshunter.io/developer/1635546543) |

## What reviewers say

### MoneyTrack

[App page](https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373)

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

**Highlights:** Ad-free experience, AI auto-tracking and categorization, Cross-platform sync (iOS, Android, Desktop), Budget control and monitoring, Asset and debt management, Shared ledgers for household finances, Multi-currency support

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | one-time |
| Annual | $6.00 | one-time |
| Lifetime | $19.95 | one-time |
| Lifetime | $19.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Fast and responsive
- 💎 No ads, clean interface
- 💯 Comprehensive features
- 🤑 Good value for money

**What reviewers complain about**

- 🐛 Occasional sync issues
- ⚠️ Limited multi-currency support
- 🕰️ Lack of advanced reporting

**Reported bugs**

- Unable to input numbers in notes
- App crashes on high refresh rate devices

**Requested features**

- Add multi-currency support
- Improve data export options
- Integrate with banking apps
- Introduce budgeting features


### AI记账

[App page](https://appshunter.io/ios/app/ai/id1636122462)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| AI记账月付会员(自动续费) | $0.99 | per month |
| AI记账年付会员(自动续费) | $8.49 | per year |
| AI 记账永久会员 | $14.99 | one-time |


## Frequently asked questions

### Is MoneyTrack free?

MoneyTrack is free to download, with in-app purchases available.

### Is AI记账 free?

AI记账 is free to download, with in-app purchases available.

### Do MoneyTrack or AI记账 have ads?

Neither MoneyTrack nor AI记账 shows ads.

### Which is updated more often, MoneyTrack or AI记账?

MoneyTrack ships an update fortnightly, and AI记账 every 10 days. Most recently, MoneyTrack was updated on November 3, 2026 and AI记账 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*