# MoneyTrack vs Z Saving

The clearest difference is monetization model: Z Saving at free against MoneyTrack's freemium. MoneyTrack's advantage is iOS requirement (13.0 vs 15.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. MoneyTrack sells 4 one-off in-app purchases and Z Saving sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

MoneyTrack ships an update fortnightly, Z Saving every 8 days. The most recent releases landed on October 22, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | MoneyTrack | Z Saving |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (418 ratings)](https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373/reviews)** | — |
| Number of ratings | **418** | — |
| Positive reviews | 96.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 8 days** |
| Monetization | Freemium | **Free** |
| Size | 70 MB | 23 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [昱春 唐](https://appshunter.io/developer/1454984065) | [SeeHigh Tech](https://appshunter.io/developer/1760058263) |

## What reviewers say

### MoneyTrack

[App page](https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373)

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

**Highlights:** Ad-free experience, AI auto-tracking and categorization, Cross-platform sync (iOS, Android, Desktop), Budget control and monitoring, Asset and debt management, Shared ledgers for household finances, Multi-currency support

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | one-time |
| Annual | $6.00 | one-time |
| Lifetime | $19.95 | one-time |
| Lifetime | $19.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Fast and responsive
- 💎 No ads, clean interface
- 💯 Comprehensive features
- 🤑 Good value for money

**What reviewers complain about**

- 🐛 Occasional sync issues
- ⚠️ Limited multi-currency support
- 🕰️ Lack of advanced reporting

**Reported bugs**

- Unable to input numbers in notes
- App crashes on high refresh rate devices

**Requested features**

- Add multi-currency support
- Improve data export options
- Integrate with banking apps
- Introduce budgeting features


### Z Saving

[App page](https://appshunter.io/ios/app/z-saving/id6529545230)

Track your savings goals with this minimalist app. It automatically calculates progress, displays trends with charts, and allows for detailed notes. Your financial data is stored locally and can be exported, ensuring privacy and control.

**Highlights:** Automatic savings statistics, Trend charts for financial progress, Detailed saving notes, Local data storage, iCloud data backup, JSON data import/export

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Z Saving Premium - Lifetime | $9.99 | one-time |


## Frequently asked questions

### Is MoneyTrack free?

MoneyTrack is free to download, with in-app purchases available.

### Is Z Saving free?

Z Saving is free to download, with in-app purchases available.

### Do MoneyTrack or Z Saving have ads?

Neither MoneyTrack nor Z Saving shows ads.

### Which is updated more often, MoneyTrack or Z Saving?

MoneyTrack ships an update fortnightly, and Z Saving every 8 days. Most recently, MoneyTrack was updated on October 22, 2026 and Z Saving on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*