# MoneyTrack vs 心流记账

The clearest difference is price: MoneyTrack at Free against 心流记账's $0.99. MoneyTrack also leads on update cadence (fortnightly vs every 5 weeks) and device support (4 vs 1). 心流记账's advantage is in-app purchases (none vs 4). On ads there is nothing between them.

MoneyTrack is free to download; 心流记账 costs $0.99 up front. MoneyTrack sells 4 one-off in-app purchases. 心流记账 asks for nothing beyond the download.

MoneyTrack ships an update fortnightly, 心流记账 every 5 weeks. The most recent releases landed on November 11, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | MoneyTrack | 心流记账 |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.9 (430 ratings)](https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373/reviews)** | — |
| Number of ratings | **430** | — |
| Positive reviews | 96.1% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | Freemium | — |
| Size | 75 MB | 3 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [昱春 唐](https://appshunter.io/developer/1454984065) | [耕健 胡](https://appshunter.io/developer/1891542622) |

## What reviewers say

### MoneyTrack

[App page](https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373)

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

**Highlights:** Ad-free experience, AI auto-tracking and categorization, Cross-platform sync (iOS, Android, Desktop), Budget control and monitoring, Asset and debt management, Shared ledgers for household finances, Multi-currency support

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | one-time |
| Annual | $6.00 | one-time |
| Lifetime | $19.95 | one-time |
| Lifetime | $19.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Fast and responsive
- 💎 No ads, clean interface
- 💯 Comprehensive features
- 🤑 Good value for money

**What reviewers complain about**

- 🐛 Occasional sync issues
- ⚠️ Limited multi-currency support
- 🕰️ Lack of advanced reporting

**Reported bugs**

- Unable to input numbers in notes
- App crashes on high refresh rate devices

**Requested features**

- Add multi-currency support
- Improve data export options
- Integrate with banking apps
- Introduce budgeting features


### 心流记账

[App page](https://appshunter.io/ios/app/id6763718213)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MoneyTrack free?

MoneyTrack is free to download, with in-app purchases available.

### Is 心流记账 free?

心流记账 costs $0.99, with no in-app purchases.

### Do MoneyTrack or 心流记账 have ads?

Neither MoneyTrack nor 心流记账 shows ads.

### Which is updated more often, MoneyTrack or 心流记账?

MoneyTrack ships an update fortnightly, and 心流记账 every 5 weeks. Most recently, MoneyTrack was updated on November 11, 2026 and 心流记账 on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*