# MoneyTrack vs Cent

The clearest difference is rating: MoneyTrack at 4.9 against Cent's 3.0. MoneyTrack also leads on ratings volume (411 vs 2) and device support (4 vs 2). Cent's advantage is in-app purchases (none vs 4) and update cadence (weekly vs fortnightly). On price, review sentiment, ads and monetization model there is nothing between them.

Both are free to download. MoneyTrack sells 4 one-off in-app purchases. Cent asks for nothing beyond the download.

MoneyTrack holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: MoneyTrack has 411 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 96% of MoneyTrack's written reviews are positive against 100% of Cent's, so the app with the better star average is not the one people write more warmly about.

MoneyTrack ships an update fortnightly, Cent weekly. The most recent releases landed on October 17, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | MoneyTrack | Cent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (411 ratings)](https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/cent/id6764264950/reviews) |
| Number of ratings | **411** | 2 |
| Positive reviews | 96.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Freemium | Freemium |
| Size | 70 MB | 15 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPad, iPod, Mac** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [昱春 唐](https://appshunter.io/developer/1454984065) | [君 周](https://appshunter.io/developer/1745278927) |

## What reviewers say

### MoneyTrack

[App page](https://appshunter.io/ios/app/moneytrack-expense-tracker/id1473785373)

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

**Highlights:** Ad-free experience, AI auto-tracking and categorization, Cross-platform sync (iOS, Android, Desktop), Budget control and monitoring, Asset and debt management, Shared ledgers for household finances, Multi-currency support

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | one-time |
| Annual | $6.00 | one-time |
| Lifetime | $19.95 | one-time |
| Lifetime | $19.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Fast and responsive
- 💎 No ads, clean interface
- 💯 Comprehensive features
- 🤑 Good value for money

**What reviewers complain about**

- 🐛 Occasional sync issues
- ⚠️ Limited multi-currency support
- 🕰️ Lack of advanced reporting

**Reported bugs**

- Unable to input numbers in notes
- App crashes on high refresh rate devices

**Requested features**

- Add multi-currency support
- Improve data export options
- Integrate with banking apps
- Introduce budgeting features


### Cent

[App page](https://appshunter.io/ios/app/cent/id6764264950)

This finance app offers secure, self-hosted data storage via GitHub or WebDAV, eliminating third-party servers. It supports multi-currency transactions, recurring billing, and provides detailed statistical analysis and visualization tools for budget management.

**Highlights:** Self-hosted data storage (GitHub/WebDAV), Multi-currency support with real-time conversion, Recurring billing templates, Statistical analysis and visualization, Budget management and progress monitoring, iOS native support with widgets and shortcuts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MoneyTrack free?

MoneyTrack is free to download, with in-app purchases available.

### Is Cent free?

Cent is free to download, with no in-app purchases.

### Which has better reviews, MoneyTrack or Cent?

MoneyTrack is rated higher. MoneyTrack averages 4.9 out of 5 from 411 ratings, while Cent averages 3.0 from 2 ratings.

### Do MoneyTrack or Cent have ads?

Neither MoneyTrack nor Cent shows ads.

### Which is updated more often, MoneyTrack or Cent?

MoneyTrack ships an update fortnightly, and Cent weekly. Most recently, MoneyTrack was updated on October 17, 2026 and Cent on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*