# DKB vs FNZsecure

The clearest difference is rating: FNZsecure at 5.0 against DKB's 4.6. DKB's advantage is ratings volume (1.5K vs 5) and update cadence (monthly vs every 5 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FNZsecure holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: DKB has 1.5K ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 40% of DKB's written reviews are positive against 19% of FNZsecure's, so the app with the better star average is not the one people write more warmly about.

DKB ships an update monthly, FNZsecure every 5 months. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | DKB | FNZsecure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.5K ratings)](https://appshunter.io/ios/app/dkb/id1473806360/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/fnzsecure/id1559711084/reviews)** |
| Number of ratings | **1.5K** | 5 |
| Positive reviews | **39.6% of reviews** | 19.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 months |
| Monetization | Free | Free |
| Size | 141 MB | 2 MB |
| Requires iOS | 16.4 | **15** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Deutsche Kreditbank AG](https://appshunter.io/developer/580150855) | [European Bank for Financial Services GmbH (ebase)](https://appshunter.io/developer/398332578) |

## What reviewers say

### DKB

[App page](https://appshunter.io/ios/app/dkb/id1473806360)

Manage your finances with ease. Perform transfers, pay with digital wallets, and track investments on the go. Customize your accounts and cards, and update your personal information securely within the app.

**Highlights:** Transfers and standing orders, Apple & Google Pay integration, Customizable account and card naming, Visa card management and temporary blocking, Investment tracking and trading, Personal data updates, Two-factor authentication for payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Clean and simple app design
- 🚀 Works fine after changing to German phone number
- 🚀 Toller Start der neuen App

**What reviewers complain about**

- 🐛 Funktioniert nur einmal, dann Fehlermeldung
- 🐛 Kann keine internationale Nummer hinterlegen
- 🐛 App stürzt ab bei Einrichtung von Apple Pay oder Wunschpin
- 🐛 Keine Kontoauszüge zum Herunterladen
- 🐛 Überweisung kann nicht abgefragt werden

**Reported bugs**

- SMS kommt nicht an für internationale Nummer
- App funktioniert nur einmal, dann Fehlermeldung
- Überweisung kann nicht abgeschickt werden
- Visa Secure funktioniert nicht
- Gerät wird nicht erkannt, muss App neu installieren

**Requested features**

- Möglichkeit Daueraufträge zu ändern oder einzurichten
- Einsicht in Dokumente (Steuerbescheinigung etc)
- Finanzstatus Übersicht (Depotübersicht)
- Unterstützung für internationale Telefonnummern


### FNZsecure

[App page](https://appshunter.io/ios/app/fnzsecure/id1559711084)

This app serves as a security factor for online banking, allowing users to confirm their identity. It enables convenient, fast, and secure authorization of logins and transactions from anywhere using passwords, fingerprint, or facial recognition.

**Highlights:** Online banking security factor, Identity confirmation, Transaction authorization, Password login, Fingerprint recognition, Facial recognition

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DKB free?

DKB is free to download, with no in-app purchases.

### Is FNZsecure free?

FNZsecure is free to download, with no in-app purchases.

### Which has better reviews, DKB or FNZsecure?

FNZsecure is rated higher. DKB averages 4.6 out of 5 from 1.5K ratings, while FNZsecure averages 5.0 from 5 ratings.

### Do DKB or FNZsecure have ads?

Neither DKB nor FNZsecure shows ads.

### Which is updated more often, DKB or FNZsecure?

DKB ships an update monthly, and FNZsecure every 5 months. Most recently, DKB was updated on October 16, 2026 and FNZsecure on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*