# DKB vs SpardaBanking App

The clearest difference is review sentiment: SpardaBanking App at 98% against DKB's 40%. SpardaBanking App also leads on rating (4.8 vs 4.6). DKB's advantage is ratings volume (1.5K vs 118). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SpardaBanking App holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: DKB has 1.5K ratings behind it against 118, so its average is the more settled of the two. Written reviews point the same way: 40% of DKB's written reviews are positive against 98% of SpardaBanking App's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 25, 2026.

## The numbers

| Metric | DKB | SpardaBanking App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.5K ratings)](https://appshunter.io/ios/app/dkb/id1473806360/reviews) | **[4.8 (118 ratings)](https://appshunter.io/ios/app/spardabanking-app/id1579021169/reviews)** |
| Number of ratings | **1.5K** | 118 |
| Positive reviews | 39.6% of reviews | **97.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 141 MB | 161 MB |
| Requires iOS | **16.4** | 17.6 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Deutsche Kreditbank AG](https://appshunter.io/developer/580150855) | [Verband der Sparda-Banken](https://appshunter.io/developer/1478878653) |

## What reviewers say

### DKB

[App page](https://appshunter.io/ios/app/dkb/id1473806360)

Manage your finances with ease. Perform transfers, pay with digital wallets, and track investments on the go. Customize your accounts and cards, and update your personal information securely within the app.

**Highlights:** Transfers and standing orders, Apple & Google Pay integration, Customizable account and card naming, Visa card management and temporary blocking, Investment tracking and trading, Personal data updates, Two-factor authentication for payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Clean and simple app design
- 🚀 Works fine after changing to German phone number
- 🚀 Toller Start der neuen App

**What reviewers complain about**

- 🐛 Funktioniert nur einmal, dann Fehlermeldung
- 🐛 Kann keine internationale Nummer hinterlegen
- 🐛 App stürzt ab bei Einrichtung von Apple Pay oder Wunschpin
- 🐛 Keine Kontoauszüge zum Herunterladen
- 🐛 Überweisung kann nicht abgefragt werden

**Reported bugs**

- SMS kommt nicht an für internationale Nummer
- App funktioniert nur einmal, dann Fehlermeldung
- Überweisung kann nicht abgeschickt werden
- Visa Secure funktioniert nicht
- Gerät wird nicht erkannt, muss App neu installieren

**Requested features**

- Möglichkeit Daueraufträge zu ändern oder einzurichten
- Einsicht in Dokumente (Steuerbescheinigung etc)
- Finanzstatus Übersicht (Depotübersicht)
- Unterstützung für internationale Telefonnummern


### SpardaBanking App

[App page](https://appshunter.io/ios/app/spardabanking-app/id1579021169)

Manage your banking securely and conveniently from your smartphone or tablet. View all your accounts, make transfers, access statements, and even send money to friends. Features include a secure inbox, photo transfers, and mobile payment options.

**Highlights:** All accounts overview (including other banks), Direct authorization via push notifications, Secure digital inbox for statements and messages, Photo transfer for easy payments, Mobile payment with Apple Pay, Send money to friends, Voice assistant for banking tasks

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is DKB free?

DKB is free to download, with no in-app purchases.

### Is SpardaBanking App free?

SpardaBanking App is free to download, with no in-app purchases.

### Which has better reviews, DKB or SpardaBanking App?

SpardaBanking App is rated higher. DKB averages 4.6 out of 5 from 1.5K ratings, while SpardaBanking App averages 4.8 from 118 ratings.

### Do DKB or SpardaBanking App have ads?

Neither DKB nor SpardaBanking App shows ads.

### Which is updated more often, DKB or SpardaBanking App?

DKB ships an update monthly, and SpardaBanking App monthly. Most recently, DKB was updated on October 25, 2026 and SpardaBanking App on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*