# DKB vs ElsterSecure

DKB and ElsterSecure both sit at 4.6 stars, but that hides the real split: 84% of ElsterSecure's written reviews are positive against 36% of DKB's. DKB's advantage is update cadence (monthly vs every 4 months) and ratings volume (1.4K vs 89). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for DKB against 4.7 for ElsterSecure. That said, the two scores are not equally well evidenced: DKB has 1.4K ratings behind it against 89, so its average is the more settled of the two. Written reviews are what separate them: 36% of DKB's written reviews are positive against 84% of ElsterSecure's.

DKB ships an update monthly, ElsterSecure every 4 months. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | DKB | ElsterSecure |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.4K ratings)](https://appshunter.io/ios/app/dkb/id1473806360/reviews) | **[4.7 (89 ratings)](https://appshunter.io/ios/app/elstersecure/id1579060331/reviews)** |
| Number of ratings | **1.4K** | 89 |
| Positive reviews | 36.0% of reviews | **84.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free | Free |
| Size | 119 MB | 49 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Deutsche Kreditbank AG](https://appshunter.io/developer/580150855) | [Bayerisches Landesamt fuer Steuern](https://appshunter.io/developer/1018163928) |

## What reviewers say

### DKB

[App page](https://appshunter.io/ios/app/dkb/id1473806360)

Manage your finances with ease. Perform transfers, pay with digital wallets, and track investments on the go. Customize your accounts and cards, and update your personal information securely within the app.

**Highlights:** Transfers and standing orders, Apple & Google Pay integration, Customizable account and card naming, Visa card management and temporary blocking, Investment tracking and trading, Personal data updates, Two-factor authentication for payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Clean and simple app design
- 🚀 Works fine after changing to German phone number
- 🚀 Toller Start der neuen App

**What reviewers complain about**

- 🐛 Funktioniert nur einmal, dann Fehlermeldung
- 🐛 Kann keine internationale Nummer hinterlegen
- 🐛 App stürzt ab bei Einrichtung von Apple Pay oder Wunschpin
- 🐛 Keine Kontoauszüge zum Herunterladen
- 🐛 Überweisung kann nicht abgefragt werden

**Reported bugs**

- SMS kommt nicht an für internationale Nummer
- App funktioniert nur einmal, dann Fehlermeldung
- Überweisung kann nicht abgeschickt werden
- Visa Secure funktioniert nicht
- Gerät wird nicht erkannt, muss App neu installieren

**Requested features**

- Möglichkeit Daueraufträge zu ändern oder einzurichten
- Einsicht in Dokumente (Steuerbescheinigung etc)
- Finanzstatus Übersicht (Depotübersicht)
- Unterstützung für internationale Telefonnummern


### ElsterSecure

[App page](https://appshunter.io/ios/app/elstersecure/id1579060331)

This app simplifies logging into your tax account by using your smartphone for authentication. Once set up, you won't need certificate files or usernames for access. It's designed for secure and convenient tax-related logins.

**Highlights:** Smartphone-based authentication, Eliminates need for certificate files, Simplifies tax account logins, QR code scanning for setup, Secure user account management

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DKB free?

DKB is free to download, with no in-app purchases.

### Is ElsterSecure free?

ElsterSecure is free to download, with no in-app purchases.

### Which has better reviews, DKB or ElsterSecure?

ElsterSecure is rated higher. DKB averages 4.6 out of 5 from 1.4K ratings, while ElsterSecure averages 4.7 from 89 ratings.

### Do DKB or ElsterSecure have ads?

Neither DKB nor ElsterSecure shows ads.

### Which is updated more often, DKB or ElsterSecure?

DKB ships an update monthly, and ElsterSecure every 4 months. Most recently, DKB was updated on September 24, 2026 and ElsterSecure on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*