# DKB vs HKCM

The clearest difference is review sentiment: HKCM at 75% against DKB's 40%. HKCM also leads on rating (5.0 vs 4.6) and update cadence (weekly vs monthly). DKB's advantage is ratings volume (1.5K vs 2) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HKCM holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: DKB has 1.5K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 40% of DKB's written reviews are positive against 75% of HKCM's.

DKB ships an update monthly, HKCM weekly. Both last shipped on October 14, 2026.

## The numbers

| Metric | DKB | HKCM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.5K ratings)](https://appshunter.io/ios/app/dkb/id1473806360/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/hkcm/id6499010943/reviews)** |
| Number of ratings | **1.5K** | 2 |
| Positive reviews | 39.6% of reviews | **74.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | **Free** | Ad-supported |
| Size | 141 MB | 79 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Deutsche Kreditbank AG](https://appshunter.io/developer/580150855) | [Hopf-Klinkmüller Capital Management GmbH & Co. KG](https://appshunter.io/developer/1742138393) |

## What reviewers say

### DKB

[App page](https://appshunter.io/ios/app/dkb/id1473806360)

Manage your finances with ease. Perform transfers, pay with digital wallets, and track investments on the go. Customize your accounts and cards, and update your personal information securely within the app.

**Highlights:** Transfers and standing orders, Apple & Google Pay integration, Customizable account and card naming, Visa card management and temporary blocking, Investment tracking and trading, Personal data updates, Two-factor authentication for payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Clean and simple app design
- 🚀 Works fine after changing to German phone number
- 🚀 Toller Start der neuen App

**What reviewers complain about**

- 🐛 Funktioniert nur einmal, dann Fehlermeldung
- 🐛 Kann keine internationale Nummer hinterlegen
- 🐛 App stürzt ab bei Einrichtung von Apple Pay oder Wunschpin
- 🐛 Keine Kontoauszüge zum Herunterladen
- 🐛 Überweisung kann nicht abgefragt werden

**Reported bugs**

- SMS kommt nicht an für internationale Nummer
- App funktioniert nur einmal, dann Fehlermeldung
- Überweisung kann nicht abgeschickt werden
- Visa Secure funktioniert nicht
- Gerät wird nicht erkannt, muss App neu installieren

**Requested features**

- Möglichkeit Daueraufträge zu ändern oder einzurichten
- Einsicht in Dokumente (Steuerbescheinigung etc)
- Finanzstatus Übersicht (Depotübersicht)
- Unterstützung für internationale Telefonnummern


### HKCM

[App page](https://appshunter.io/ios/app/hkcm/id6499010943)

Gain an edge in your investments with detailed chart analyses for stocks, cryptocurrencies, and commodities. The app provides precise entry points and target zones across over 190 markets to simplify your trading decisions.

**Highlights:** 190+ market chart analyses, Stock, crypto, and commodity analyses, Precise entry points and target zones, Portfolio management, Real-time news updates, Daily news bulletins

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is DKB free?

DKB is free to download, with no in-app purchases.

### Is HKCM free?

HKCM is free to download, with no in-app purchases.

### Which has better reviews, DKB or HKCM?

HKCM is rated higher. DKB averages 4.6 out of 5 from 1.5K ratings, while HKCM averages 5.0 from 2 ratings.

### Do DKB or HKCM have ads?

Neither DKB nor HKCM shows ads.

### Which is updated more often, DKB or HKCM?

DKB ships an update monthly, and HKCM weekly. Most recently, DKB was updated on October 14, 2026 and HKCM on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*