# TENCU vs ohcuGO

The clearest difference is monetization model: TENCU at free against ohcuGO's free with in-app purchases. TENCU also leads on iOS requirement (14.7 vs 18.4). ohcuGO's advantage is review sentiment (78% vs 60%) and update cadence (monthly vs every 3 months). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ohcuGO holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 1.3K and 2.6K respectively. Written reviews point the same way: 60% of TENCU's written reviews are positive against 78% of ohcuGO's.

TENCU ships an update every 3 months, ohcuGO monthly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | TENCU | ohcuGO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (1.3K ratings)](https://appshunter.io/ios/app/tencu/id1473832193/reviews) | **[4.8 (2.6K ratings)](https://appshunter.io/ios/app/ohcugo/id1510413679/reviews)** |
| Number of ratings | 1.3K | **2.6K** |
| Positive reviews | 59.5% of reviews | **77.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 124 MB | 197 MB |
| Requires iOS | **14.7** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [THE TENNESSEE CREDIT UNION](https://appshunter.io/developer/736107902) | [Old Hickory Credit Union](https://appshunter.io/developer/804206001) |

## What reviewers say

### TENCU

[App page](https://appshunter.io/ios/app/tencu/id1473832193)

Access your accounts securely anytime with this mobile banking app. Transfer funds, manage cards, pay friends, and deposit checks remotely. Set alerts and limits for enhanced financial control.

**Highlights:** Secure account access, Fund transfers, Card management (lock/unlock), Pay friends, Remote check deposit, Transaction limits, Account alerts

**Features:** macOS Compatibility

**In-app purchases:** none


### ohcuGO

[App page](https://appshunter.io/ios/app/ohcugo/id1510413679)

Consolidate all your financial accounts into one secure platform. Track transactions, set balance alerts, make payments, and transfer funds easily. Deposit checks with a photo and find nearby branches and ATMs.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, View statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Impeccable customer service
- 🚀 Easy to use and understand
- 💡 Convenient to check balances

**What reviewers complain about**

- 🐛 Requires latest iOS version, leaving older devices unable to use
- 🐛 Login credentials wiped after update
- 🐛 Balance updates delayed for several days

**Reported bugs**

- Endless cycle of reset link emails
- Manage payments feature no longer working

**Requested features**

- Reduce frequency of Touch ID authentication
- Improve payment management functionality


## Frequently asked questions

### Is TENCU free?

TENCU is free to download, with no in-app purchases.

### Is ohcuGO free?

ohcuGO is free to download, with no in-app purchases.

### Which has better reviews, TENCU or ohcuGO?

ohcuGO is rated higher. TENCU averages 4.6 out of 5 from 1.3K ratings, while ohcuGO averages 4.8 from 2.6K ratings.

### Do TENCU or ohcuGO have ads?

Neither TENCU nor ohcuGO shows ads.

### Which is updated more often, TENCU or ohcuGO?

TENCU ships an update every 3 months, and ohcuGO monthly. Most recently, TENCU was updated on October 26, 2026 and ohcuGO on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*