# EBS Authenticator vs MyPension365

The clearest difference is rating: MyPension365 at 5.0 against EBS Authenticator's 1.6. EBS Authenticator's advantage is ratings volume (5 vs 1) and iOS requirement (15 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyPension365 holds the better App Store score, 5.0 against 1.6. That said, the two scores are not equally well evidenced: EBS Authenticator has 5 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 9, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | EBS Authenticator | MyPension365 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.6 (5 ratings)](https://appshunter.io/ios/app/ebs-authenticator/id1474044959/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/mypension365/id1502074097/reviews)** |
| Number of ratings | **5** | 1 |
| Positive reviews | 12.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 8 MB | 81 MB |
| Requires iOS | **15** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [EBS designated activity company](https://appshunter.io/developer/1474044958) | [New Ireland Assurance plc](https://appshunter.io/developer/483558651) |

## What reviewers say

### EBS Authenticator

[App page](https://appshunter.io/ios/app/ebs-authenticator/id1474044959)

This app enhances online banking security by providing an extra layer of authentication. It generates one-time activation codes to help prevent fraud and protect your accounts during login.

**Highlights:** Secure login for online banking, Strong Customer Authentication (SCA), Fraud prevention, One-time activation codes, Mobile device pairing

**Features:** macOS Compatibility

**In-app purchases:** none


### MyPension365

[App page](https://appshunter.io/ios/app/mypension365/id1502074097)

Manage your retirement savings plan with this app. Track your fund's value, adjust contributions, and explore future scenarios with a retirement calculator. Update personal details and view important correspondence securely.

**Highlights:** Check retirement fund value, Request contribution changes, Perform fund switches, Use retirement calculator, View correspondence, Update personal details, Enhanced security features

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EBS Authenticator free?

EBS Authenticator is free to download, with no in-app purchases.

### Is MyPension365 free?

MyPension365 is free to download, with no in-app purchases.

### Which has better reviews, EBS Authenticator or MyPension365?

MyPension365 is rated higher. EBS Authenticator averages 1.6 out of 5 from 5 ratings, while MyPension365 averages 5.0 from 1 ratings.

### Do EBS Authenticator or MyPension365 have ads?

Neither EBS Authenticator nor MyPension365 shows ads.

### Which is updated more often, EBS Authenticator or MyPension365?

EBS Authenticator ships an update every 2 months, and MyPension365 every 2 months. Most recently, EBS Authenticator was updated on October 9, 2026 and MyPension365 on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*