# EBS Authenticator vs Life Credit Union

The clearest difference is update cadence: EBS Authenticator at every 2 months against Life Credit Union's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EBS Authenticator ships an update every 2 months, Life Credit Union every 5 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | EBS Authenticator | Life Credit Union |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.5 (6 ratings)](https://appshunter.io/ios/app/ebs-authenticator/id1474044959/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 12.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free | — |
| Size | 8 MB | 86 MB |
| Requires iOS | 15 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [EBS designated activity company](https://appshunter.io/developer/1474044958) | [Life Credit Union (IRL)](https://appshunter.io/developer/1517590822) |

## What reviewers say

### EBS Authenticator

[App page](https://appshunter.io/ios/app/ebs-authenticator/id1474044959)

This app enhances online banking security by providing an extra layer of authentication. It generates one-time activation codes to help prevent fraud and protect your accounts during login.

**Highlights:** Secure login for online banking, Strong Customer Authentication (SCA), Fraud prevention, One-time activation codes, Mobile device pairing

**Features:** macOS Compatibility

**In-app purchases:** none


### Life Credit Union

[App page](https://appshunter.io/ios/app/life-credit-union/id1517590823)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EBS Authenticator free?

EBS Authenticator is free to download, with no in-app purchases.

### Is Life Credit Union free?

Life Credit Union is free to download, with no in-app purchases.

### Do EBS Authenticator or Life Credit Union have ads?

Neither EBS Authenticator nor Life Credit Union shows ads.

### Which is updated more often, EBS Authenticator or Life Credit Union?

EBS Authenticator ships an update every 2 months, and Life Credit Union every 5 months. Most recently, EBS Authenticator was updated on October 24, 2026 and Life Credit Union on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*