# EBS Authenticator vs Core Credit Union

The clearest difference is rating: Core Credit Union at 5.0 against EBS Authenticator's 1.5. Core Credit Union also leads on iOS requirement (11.0 vs 15). EBS Authenticator's advantage is update cadence (every 2 months vs every 13 months) and ratings volume (6 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Core Credit Union holds the better App Store score, 5.0 against 1.5. That said, the two scores are not equally well evidenced: EBS Authenticator has 6 ratings behind it against 1, so its average is the more settled of the two.

EBS Authenticator ships an update every 2 months, Core Credit Union every 13 months. The most recent releases landed on October 24, 2026 and July 7, 2026 respectively.

## The numbers

| Metric | EBS Authenticator | Core Credit Union |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.5 (6 ratings)](https://appshunter.io/ios/app/ebs-authenticator/id1474044959/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/core-credit-union/id1526119088/reviews)** |
| Number of ratings | **6** | 1 |
| Positive reviews | 12.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 13 months |
| Monetization | Free | Free |
| Size | 8 MB | 15 MB |
| Requires iOS | 15 | **11.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [EBS designated activity company](https://appshunter.io/developer/1474044958) | [Core Credit Union Ltd](https://appshunter.io/developer/1526119090) |

## What reviewers say

### EBS Authenticator

[App page](https://appshunter.io/ios/app/ebs-authenticator/id1474044959)

This app enhances online banking security by providing an extra layer of authentication. It generates one-time activation codes to help prevent fraud and protect your accounts during login.

**Highlights:** Secure login for online banking, Strong Customer Authentication (SCA), Fraud prevention, One-time activation codes, Mobile device pairing

**Features:** macOS Compatibility

**In-app purchases:** none


### Core Credit Union

[App page](https://appshunter.io/ios/app/core-credit-union/id1526119088)

Manage your finances securely with quick login options. View balances, make transfers, set up payments, and apply for loans with e-signature technology. Easily update your profile information.

**Highlights:** Secure Touch ID login, View account balances, Online transfers and payments, Loan application and approval, E-signature technology, Profile management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is EBS Authenticator free?

EBS Authenticator is free to download, with no in-app purchases.

### Is Core Credit Union free?

Core Credit Union is free to download, with no in-app purchases.

### Which has better reviews, EBS Authenticator or Core Credit Union?

Core Credit Union is rated higher. EBS Authenticator averages 1.5 out of 5 from 6 ratings, while Core Credit Union averages 5.0 from 1 ratings.

### Do EBS Authenticator or Core Credit Union have ads?

Neither EBS Authenticator nor Core Credit Union shows ads.

### Which is updated more often, EBS Authenticator or Core Credit Union?

EBS Authenticator ships an update every 2 months, and Core Credit Union every 13 months. Most recently, EBS Authenticator was updated on October 24, 2026 and Core Credit Union on July 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*