# UBL Digital UAE vs BM Online UAE

UBL Digital UAE and BM Online UAE both sit at 4.7 stars, but that hides the real split: 75% of BM Online UAE's written reviews are positive against 29% of UBL Digital UAE's. UBL Digital UAE's advantage is ratings volume (39 vs 3) and update cadence (every 5 weeks vs every 3 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for UBL Digital UAE against 4.7 for BM Online UAE. That said, the two scores are not equally well evidenced: UBL Digital UAE has 39 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 29% of UBL Digital UAE's written reviews are positive against 75% of BM Online UAE's.

UBL Digital UAE ships an update every 5 weeks, BM Online UAE every 3 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | UBL Digital UAE | BM Online UAE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (39 ratings)](https://appshunter.io/ios/app/ubl-digital-uae/id1474048311/reviews)** | [4.7 (3 ratings)](https://appshunter.io/ios/app/bm-online-uae/id1519722983/reviews) |
| Number of ratings | **39** | 3 |
| Positive reviews | 29.4% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 88 MB | 65 MB |
| Requires iOS | **13.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [UBL](https://appshunter.io/developer/703012650) | [Banque Misr S.A.E](https://appshunter.io/developer/1198210183) |

## What reviewers say

### UBL Digital UAE

[App page](https://appshunter.io/ios/app/ubl-digital-uae/id1474048311)

Manage your finances on the go with this digital banking app. Perform fund transfers, pay bills, locate ATMs, and manage your accounts securely. Offers biometric login and transaction history.

**Highlights:** Fund transfers to UBL and other banks, Interbank funds transfer, Credit card bill payments, ATM and branch locator, Biometric login, Account statement with graphical illustration, Manage daily transaction limits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BM Online UAE

[App page](https://appshunter.io/ios/app/bm-online-uae/id1519722983)

Manage your banking needs conveniently from your mobile device. Access accounts, perform transactions, and stay in control of your finances anytime, anywhere.

**Highlights:** Anytime banking access, Finger-tip transaction control, Account management, Secure mobile access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UBL Digital UAE free?

UBL Digital UAE is free to download, with no in-app purchases.

### Is BM Online UAE free?

BM Online UAE is free to download, with no in-app purchases.

### Which has better reviews, UBL Digital UAE or BM Online UAE?

UBL Digital UAE is rated higher. UBL Digital UAE averages 4.7 out of 5 from 39 ratings, while BM Online UAE averages 4.7 from 3 ratings.

### Do UBL Digital UAE or BM Online UAE have ads?

Neither UBL Digital UAE nor BM Online UAE shows ads.

### Which is updated more often, UBL Digital UAE or BM Online UAE?

UBL Digital UAE ships an update every 5 weeks, and BM Online UAE every 3 months. Most recently, UBL Digital UAE was updated on November 3, 2026 and BM Online UAE on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*