# UBL Digital UAE vs HabiMate

The clearest difference is review sentiment: HabiMate at 100% against UBL Digital UAE's 29%. HabiMate also leads on update cadence (every 5 days vs every 5 weeks) and rating (5.0 vs 4.7). UBL Digital UAE's advantage is ratings volume (40 vs 1) and iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HabiMate holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: UBL Digital UAE has 40 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 29% of UBL Digital UAE's written reviews are positive against 100% of HabiMate's.

UBL Digital UAE ships an update every 5 weeks, HabiMate every 5 days. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | UBL Digital UAE | HabiMate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (40 ratings)](https://appshunter.io/ios/app/ubl-digital-uae/id1474048311/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/habimate/id6767857401/reviews)** |
| Number of ratings | **40** | 1 |
| Positive reviews | 29.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 5 days** |
| Monetization | Free | Free |
| Size | 88 MB | 50 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [UBL](https://appshunter.io/developer/703012650) | [Muhammad Zahid](https://appshunter.io/developer/1896514845) |

## What reviewers say

### UBL Digital UAE

[App page](https://appshunter.io/ios/app/ubl-digital-uae/id1474048311)

Manage your finances on the go with this digital banking app. Perform fund transfers, pay bills, locate ATMs, and manage your accounts securely. Offers biometric login and transaction history.

**Highlights:** Fund transfers to UBL and other banks, Interbank funds transfer, Credit card bill payments, ATM and branch locator, Biometric login, Account statement with graphical illustration, Manage daily transaction limits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### HabiMate

[App page](https://appshunter.io/ios/app/habimate/id6767857401)

Effortlessly manage shared household expenses and track who owes whom. Log bills, split costs with custom rules, and coordinate with housemates using a shared wall for updates and photos. It simplifies financial organization for shared living spaces.

**Highlights:** Log and split expenses, Custom splitting rules, Optional receipt scanning, Track balances and settlements, House Wall for updates, QR code house invites

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UBL Digital UAE free?

UBL Digital UAE is free to download, with no in-app purchases.

### Is HabiMate free?

HabiMate is free to download, with no in-app purchases.

### Which has better reviews, UBL Digital UAE or HabiMate?

HabiMate is rated higher. UBL Digital UAE averages 4.7 out of 5 from 40 ratings, while HabiMate averages 5.0 from 1 ratings.

### Do UBL Digital UAE or HabiMate have ads?

Neither UBL Digital UAE nor HabiMate shows ads.

### Which is updated more often, UBL Digital UAE or HabiMate?

UBL Digital UAE ships an update every 5 weeks, and HabiMate every 5 days. Most recently, UBL Digital UAE was updated on November 6, 2026 and HabiMate on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*