# MTN MoMo vs SBS Banking App

The clearest difference is update cadence: MTN MoMo at every 4 months against SBS Banking App's every 10 months. MTN MoMo also leads on iOS requirement (10.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTN MoMo ships an update every 4 months, SBS Banking App every 10 months. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | MTN MoMo | SBS Banking App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (592 ratings)](https://appshunter.io/ios/app/mtn-momo/id1474080783/reviews)** | — |
| Number of ratings | **592** | — |
| Positive reviews | 7.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 10 months |
| Monetization | Free | — |
| Size | 21 MB | 56 MB |
| Requires iOS | **10.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [MTN](https://appshunter.io/developer/727555818) | [Swaziland Building Society](https://appshunter.io/developer/1670571377) |

## What reviewers say

### MTN MoMo

[App page](https://appshunter.io/ios/app/mtn-momo/id1474080783)

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

**Highlights:** Send money to friends and family, Top up airtime, Purchase bundles, Pay bills, Pay merchants, Manage money

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Useful for money transfers
- 💡 Suggestion for resending from transaction history
- 👍 Decent app interface and design

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Security issues with saved login details
- 🔍 Difficult to log in and register
- 🚫 Restricted to only MTN data, not compatible with WiFi
- 💰 High transaction fees

**Reported bugs**

- App not working on iOS 16
- Incorrect pin errors
- Unable to log in or register
- Fails to send OTP codes
- Deducts money without completing transactions

**Requested features**

- Add ability to cancel scheduled transfers
- Expand bank integration for transfers
- Improve security with biometric login
- Allow usage on WiFi networks
- Reduce transaction fees


### SBS Banking App

[App page](https://appshunter.io/ios/app/sbs-banking-app/id1670570955)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MTN MoMo free?

MTN MoMo is free to download, with no in-app purchases.

### Is SBS Banking App free?

SBS Banking App is free to download, with no in-app purchases.

### Do MTN MoMo or SBS Banking App have ads?

Neither MTN MoMo nor SBS Banking App shows ads.

### Which is updated more often, MTN MoMo or SBS Banking App?

MTN MoMo ships an update every 4 months, and SBS Banking App every 10 months. Most recently, MTN MoMo was updated on October 29, 2026 and SBS Banking App on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*