# MTN MoMo vs Circlesplit

The clearest difference is ads: MTN MoMo at none against Circlesplit's shown. MTN MoMo also leads on iOS requirement (10.0 vs 15.1). Circlesplit's advantage is update cadence (monthly vs every 4 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTN MoMo ships an update every 4 months, Circlesplit monthly. The most recent releases landed on October 20, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | MTN MoMo | Circlesplit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (572 ratings)](https://appshunter.io/ios/app/mtn-momo/id1474080783/reviews)** | — |
| Number of ratings | **572** | — |
| Positive reviews | 7.7% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | — |
| Size | 21 MB | 38 MB |
| Requires iOS | **10.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [MTN](https://appshunter.io/developer/727555818) | [fusionelle consult](https://appshunter.io/developer/1449657615) |

## What reviewers say

### MTN MoMo

[App page](https://appshunter.io/ios/app/mtn-momo/id1474080783)

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

**Highlights:** Send money to friends and family, Top up airtime, Purchase bundles, Pay bills, Pay merchants, Manage money

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Useful for money transfers
- 💡 Suggestion for resending from transaction history
- 👍 Decent app interface and design

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Security issues with saved login details
- 🔍 Difficult to log in and register
- 🚫 Restricted to only MTN data, not compatible with WiFi
- 💰 High transaction fees

**Reported bugs**

- App not working on iOS 16
- Incorrect pin errors
- Unable to log in or register
- Fails to send OTP codes
- Deducts money without completing transactions

**Requested features**

- Add ability to cancel scheduled transfers
- Expand bank integration for transfers
- Improve security with biometric login
- Allow usage on WiFi networks
- Reduce transaction fees


### Circlesplit

[App page](https://appshunter.io/ios/app/circlesplit/id6460547697)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MTN MoMo free?

MTN MoMo is free to download, with no in-app purchases.

### Is Circlesplit free?

Circlesplit is free to download, with no in-app purchases.

### Do MTN MoMo or Circlesplit have ads?

Circlesplit shows ads; MTN MoMo does not.

### Which is updated more often, MTN MoMo or Circlesplit?

MTN MoMo ships an update every 4 months, and Circlesplit monthly. Most recently, MTN MoMo was updated on October 20, 2026 and Circlesplit on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*