# MTN MoMo vs MoMo App

The clearest difference is rating: MoMo App at 3.5 against MTN MoMo's 3.1. MoMo App also leads on update cadence (monthly vs every 4 months) and review sentiment (22% vs 8%). MTN MoMo's advantage is device support (3 vs 1) and iOS requirement (10.0 vs 16.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MoMo App holds the better App Store score, 3.5 against 3.1. Both are backed by a comparable volume of ratings — 593 and 1.4K respectively. Written reviews point the same way: 8% of MTN MoMo's written reviews are positive against 22% of MoMo App's.

MTN MoMo ships an update every 4 months, MoMo App monthly. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | MTN MoMo | MoMo App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (593 ratings)](https://appshunter.io/ios/app/mtn-momo/id1474080783/reviews) | **[3.5 (1.4K ratings)](https://appshunter.io/ios/app/momo-app/id6532622230/reviews)** |
| Number of ratings | 593 | **1.4K** |
| Positive reviews | 7.7% of reviews | **22.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Best chart rank | — | **#114** |
| Size | 21 MB | 90 MB |
| Requires iOS | **10.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [MTN](https://appshunter.io/developer/727555818) | [MTN FINTECH(PTY) LTD](https://appshunter.io/developer/1756760151) |

## What reviewers say

### MTN MoMo

[App page](https://appshunter.io/ios/app/mtn-momo/id1474080783)

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

**Highlights:** Send money to friends and family, Top up airtime, Purchase bundles, Pay bills, Pay merchants, Manage money

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Useful for money transfers
- 💡 Suggestion for resending from transaction history
- 👍 Decent app interface and design

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Security issues with saved login details
- 🔍 Difficult to log in and register
- 🚫 Restricted to only MTN data, not compatible with WiFi
- 💰 High transaction fees

**Reported bugs**

- App not working on iOS 16
- Incorrect pin errors
- Unable to log in or register
- Fails to send OTP codes
- Deducts money without completing transactions

**Requested features**

- Add ability to cancel scheduled transfers
- Expand bank integration for transfers
- Improve security with biometric login
- Allow usage on WiFi networks
- Reduce transaction fees


### MoMo App

[App page](https://appshunter.io/ios/app/momo-app/id6532622230)

**Currently charting:** #114 Top Free · Finance (US App Store)

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

**Highlights:** All financial needs in one place, Secure biometric login, Send and receive money, Instant bill payments, Access loans and advances, Virtual card for online shopping, Scan and pay with QR codes

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast transactions
- 💡 Innovative features
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Bugs and glitches
- 🔒 Security issues
- 🔋 Performance problems
- 👎 Poor user experience

**Reported bugs**

- OTP generation failure
- Verification link issues
- Inability to log in
- Unresponsive app features
- Incompatibility with eSIM

**Requested features**

- Add YelloSave feature
- Improve verification process
- Integrate more services
- Allow profile picture customization
- Optimize app performance


## Frequently asked questions

### Is MTN MoMo free?

MTN MoMo is free to download, with no in-app purchases.

### Is MoMo App free?

MoMo App is free to download, with no in-app purchases.

### Which has better reviews, MTN MoMo or MoMo App?

MoMo App is rated higher. MTN MoMo averages 3.1 out of 5 from 593 ratings, while MoMo App averages 3.5 from 1.4K ratings.

### Do MTN MoMo or MoMo App have ads?

Neither MTN MoMo nor MoMo App shows ads.

### Which is updated more often, MTN MoMo or MoMo App?

MTN MoMo ships an update every 4 months, and MoMo App monthly. Most recently, MTN MoMo was updated on November 3, 2026 and MoMo App on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*