# MTN MoMo vs Paymatch

The clearest difference is update cadence: Paymatch at every 2 weeks against MTN MoMo's every 4 months. MTN MoMo's advantage is iOS requirement (10.0 vs 12.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTN MoMo ships an update every 4 months, Paymatch every 2 weeks. The most recent releases landed on September 23, 2026 and May 16, 2026 respectively.

## The numbers

| Metric | MTN MoMo | Paymatch |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (572 ratings)](https://appshunter.io/ios/app/mtn-momo/id1474080783/reviews)** | — |
| Number of ratings | **572** | — |
| Positive reviews | 7.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 21 MB | 46 MB |
| Requires iOS | **10.0** | 12.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [MTN](https://appshunter.io/developer/727555818) | [TECNOVICE TECHNOLOGIES LTD](https://appshunter.io/developer/1738759899) |

## What reviewers say

### MTN MoMo

[App page](https://appshunter.io/ios/app/mtn-momo/id1474080783)

Easily send money to friends and family, top up airtime, and purchase bundles. This app also allows you to pay bills and merchants, offering a comprehensive solution for managing your finances and tracking your money.

**Highlights:** Send money to friends and family, Top up airtime, Purchase bundles, Pay bills, Pay merchants, Manage money

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Useful for money transfers
- 💡 Suggestion for resending from transaction history
- 👍 Decent app interface and design

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Security issues with saved login details
- 🔍 Difficult to log in and register
- 🚫 Restricted to only MTN data, not compatible with WiFi
- 💰 High transaction fees

**Reported bugs**

- App not working on iOS 16
- Incorrect pin errors
- Unable to log in or register
- Fails to send OTP codes
- Deducts money without completing transactions

**Requested features**

- Add ability to cancel scheduled transfers
- Expand bank integration for transfers
- Improve security with biometric login
- Allow usage on WiFi networks
- Reduce transaction fees


### Paymatch

[App page](https://appshunter.io/ios/app/paymatch/id6739977662)

**In-app purchases:** none


## Frequently asked questions

### Is MTN MoMo free?

MTN MoMo is free to download, with no in-app purchases.

### Is Paymatch free?

Paymatch is free to download, with no in-app purchases.

### Do MTN MoMo or Paymatch have ads?

Neither MTN MoMo nor Paymatch shows ads.

### Which is updated more often, MTN MoMo or Paymatch?

MTN MoMo ships an update every 4 months, and Paymatch every 2 weeks. Most recently, MTN MoMo was updated on September 23, 2026 and Paymatch on May 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*