# PNBIL vs PSB UnIC

The clearest difference is review sentiment: PSB UnIC at 52% against PNBIL's 0%. PSB UnIC also leads on rating (4.8 vs 1.0) and update cadence (monthly vs every 3 months). PNBIL's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PSB UnIC holds the better App Store score, 4.8 against 1.0. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews point the same way: 0% of PNBIL's written reviews are positive against 52% of PSB UnIC's.

PNBIL ships an update every 3 months, PSB UnIC monthly. The most recent releases landed on August 29, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | PNBIL | PSB UnIC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (2 ratings)](https://appshunter.io/ios/app/pnbil/id1474363337/reviews) | **[4.8 (4 ratings)](https://appshunter.io/ios/app/psb-unic/id1597657276/reviews)** |
| Number of ratings | 2 | **4** |
| Positive reviews | 0.0% of reviews | **51.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 99 MB | 196 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Punjab National Bank International Limited](https://appshunter.io/developer/1474363336) | [PUNJAB AND SIND BANK](https://appshunter.io/developer/1475907222) |

## What reviewers say

### PNBIL

[App page](https://appshunter.io/ios/app/pnbil/id1474363337)

Perform banking tasks securely and conveniently from anywhere, anytime. This application provides access to various banking services over a secure channel for individual account holders with active internet banking.

**Highlights:** Secure banking transactions, Perform banking tasks remotely, Access banking services anytime, User ID and password login, Password reset functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PSB UnIC

[App page](https://appshunter.io/ios/app/psb-unic/id1597657276)

Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.

**Highlights:** Fund transfers (UPI, NEFT, RTGS, IMPS), Account details and statement generation, Invest in term deposits and social security schemes, Debit card management and application, Cheque services and positive pay, Biometric and MPIN login

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PNBIL free?

PNBIL is free to download, with no in-app purchases.

### Is PSB UnIC free?

PSB UnIC is free to download, with no in-app purchases.

### Which has better reviews, PNBIL or PSB UnIC?

PSB UnIC is rated higher. PNBIL averages 1.0 out of 5 from 2 ratings, while PSB UnIC averages 4.8 from 4 ratings.

### Do PNBIL or PSB UnIC have ads?

Neither PNBIL nor PSB UnIC shows ads.

### Which is updated more often, PNBIL or PSB UnIC?

PNBIL ships an update every 3 months, and PSB UnIC monthly. Most recently, PNBIL was updated on August 29, 2026 and PSB UnIC on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*