# MyFPCU vs ChoiceOne Bank

MyFPCU and ChoiceOne Bank both sit at 4.8 stars, but that hides the real split: 61% of MyFPCU's written reviews are positive against 49% of ChoiceOne Bank's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MyFPCU against 4.7 for ChoiceOne Bank. Both are backed by a comparable volume of ratings — 8.5K and 5.6K respectively. Written reviews are what separate them: 61% of MyFPCU's written reviews are positive against 49% of ChoiceOne Bank's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on October 29, 2026.

## The numbers

| Metric | MyFPCU | ChoiceOne Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (8.5K ratings)](https://appshunter.io/ios/app/myfpcu/id1474660587/reviews)** | [4.7 (5.6K ratings)](https://appshunter.io/ios/app/choiceone-bank/id1504585935/reviews) |
| Number of ratings | **8.5K** | 5.6K |
| Positive reviews | **61.2% of reviews** | 49.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 196 MB | 197 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Financial Plus FCU](https://appshunter.io/developer/731070567) | [ChoiceOneBank](https://appshunter.io/developer/522481672) |

## What reviewers say

### MyFPCU

[App page](https://appshunter.io/ios/app/myfpcu/id1474660587)

Manage all your financial accounts, from various institutions, in one secure place. Organize transactions with tags and photos, set balance alerts, and make payments or transfers. Deposit checks remotely, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Aggregate accounts from other banks, Organize transactions with tags and photos, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🚀 Quick and easy to use
- 💡 Helpful customer service
- 🚀 Smooth app operation

**What reviewers complain about**

- 🐛 Unreliable mobile deposit
- 🐛 Inaccurate account balances
- 🐛 Connectivity issues
- 🐛 Confusing navigation

**Reported bugs**

- Mobile deposit not working
- App lags behind in updating transactions
- Credit card activation errors
- Inability to access savings account

**Requested features**

- Ability to view mortgage transactions
- Option to receive paper statements
- Multi-account access on one device
- Dark mode option


### ChoiceOne Bank

[App page](https://appshunter.io/ios/app/choiceone-bank/id1504585935)

Manage all your financial accounts in one place, from any bank. Organize transactions, set alerts, make payments, and deposit checks with ease. Secure your finances with advanced login options.

**Highlights:** Aggregate accounts from multiple institutions, Organize transactions with tags, notes, and photos, Set custom balance alerts, Make payments and transfer funds, Deposit checks via photo, Manage debit cards, View statements and find branches/ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 Fast service
- 💡 Awesome mobile banking
- 👍 Friendly and helpful staff
- 👍 Simple and easy to use app

**What reviewers complain about**

- 💰 Outrageous statement fees
- 🐛 App not working most of the time
- 🔍 Difficult to access accounts
- 💰 Disappointing interest rate cuts
- 🐛 Mobile deposit issues

**Reported bugs**

- App crashes and won't open
- Transactions not showing up in a timely manner
- Mobile deposit not working properly

**Requested features**

- Widget for checking balance without login
- Bank-to-bank transfer feature
- Ability to customize bill pay limits


## Frequently asked questions

### Is MyFPCU free?

MyFPCU is free to download, with no in-app purchases.

### Is ChoiceOne Bank free?

ChoiceOne Bank is free to download, with no in-app purchases.

### Which has better reviews, MyFPCU or ChoiceOne Bank?

MyFPCU is rated higher. MyFPCU averages 4.8 out of 5 from 8.5K ratings, while ChoiceOne Bank averages 4.7 from 5.6K ratings.

### Do MyFPCU or ChoiceOne Bank have ads?

Neither MyFPCU nor ChoiceOne Bank shows ads.

### Which is updated more often, MyFPCU or ChoiceOne Bank?

MyFPCU ships an update monthly, and ChoiceOne Bank monthly. Most recently, MyFPCU was updated on October 29, 2026 and ChoiceOne Bank on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*