# MyFPCU vs FPCU

The clearest difference is ratings volume: MyFPCU at 8.6K against FPCU's 791. MyFPCU also leads on review sentiment (61% vs 50%). FPCU's advantage is monetization model (ad-supported vs free with in-app purchases). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MyFPCU against 4.7 for FPCU. That said, the two scores are not equally well evidenced: MyFPCU has 8.6K ratings behind it against 791, so its average is the more settled of the two. Written reviews are what separate them: 61% of MyFPCU's written reviews are positive against 50% of FPCU's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | MyFPCU | FPCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (8.6K ratings)](https://appshunter.io/ios/app/myfpcu/id1474660587/reviews)** | [4.7 (791 ratings)](https://appshunter.io/ios/app/fpcu-ia/id1618783885/reviews) |
| Number of ratings | **8.6K** | 791 |
| Positive reviews | **61.4% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 196 MB | 196 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 12+ |
| Developer | [Financial Plus FCU](https://appshunter.io/developer/731070567) | [Financial Plus Credit Union (IA)](https://appshunter.io/developer/575348299) |

## What reviewers say

### MyFPCU

[App page](https://appshunter.io/ios/app/myfpcu/id1474660587)

Manage all your financial accounts, from various institutions, in one secure place. Organize transactions with tags and photos, set balance alerts, and make payments or transfers. Deposit checks remotely, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Aggregate accounts from other banks, Organize transactions with tags and photos, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🚀 Quick and easy to use
- 💡 Helpful customer service
- 🚀 Smooth app operation

**What reviewers complain about**

- 🐛 Unreliable mobile deposit
- 🐛 Inaccurate account balances
- 🐛 Connectivity issues
- 🐛 Confusing navigation

**Reported bugs**

- Mobile deposit not working
- App lags behind in updating transactions
- Credit card activation errors
- Inability to access savings account

**Requested features**

- Ability to view mortgage transactions
- Option to receive paper statements
- Multi-account access on one device
- Dark mode option


### FPCU

[App page](https://appshunter.io/ios/app/fpcu-ia/id1618783885)

Aggregate all your financial accounts from various institutions into one place. Manage your money with tools for transaction organization, alerts, payments, transfers, and mobile check deposits. Secure your account with advanced authentication methods.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is MyFPCU free?

MyFPCU is free to download, with no in-app purchases.

### Is FPCU free?

FPCU is free to download, with no in-app purchases.

### Which has better reviews, MyFPCU or FPCU?

MyFPCU is rated higher. MyFPCU averages 4.8 out of 5 from 8.6K ratings, while FPCU averages 4.7 from 791 ratings.

### Do MyFPCU or FPCU have ads?

Neither MyFPCU nor FPCU shows ads.

### Which is updated more often, MyFPCU or FPCU?

MyFPCU ships an update monthly, and FPCU monthly. Most recently, MyFPCU was updated on November 6, 2026 and FPCU on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*