# NOA, NWOA vs Superior CU

The clearest difference is rating: Superior CU at 4.1 against NOA, NWOA's 3.0. Superior CU also leads on update cadence (every 3 weeks vs every 6 months) and ratings volume (203 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Superior CU holds the better App Store score, 4.1 against 3.0. That said, the two scores are not equally well evidenced: Superior CU has 203 ratings behind it against 2, so its average is the more settled of the two.

NOA, NWOA ships an update every 6 months, Superior CU every 3 weeks. The most recent releases landed on November 3, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | NOA, NWOA | Superior CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/noa-nwoa/id1474848686/reviews) | **[4.1 (203 ratings)](https://appshunter.io/ios/app/superior-cu/id1535513029/reviews)** |
| Number of ratings | 2 | **203** |
| Positive reviews | — | 63.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 29 MB | 69 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 17+ | 4+ |
| Developer | [Northwestern Ohio Administrators Inc.](https://appshunter.io/developer/1474848565) | [Superior Financial Credit Union, Inc.](https://appshunter.io/developer/589840750) |

## What reviewers say

### NOA, NWOA

[App page](https://appshunter.io/ios/app/noa-nwoa/id1474848686)

Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Quickly check balances, view account details, and submit claims with real-time access and secure navigation.

**Highlights:** Check account balances 24/7, View account summaries and charts, Submit claims and upload receipts, Manage HSA contributions and distributions, Secure login with website credentials, Report lost or stolen debit cards

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Superior CU

[App page](https://appshunter.io/ios/app/superior-cu/id1535513029)

Manage your accounts securely and conveniently from your mobile device. Perform transfers, pay bills, deposit checks, and access statements anytime, anywhere. Offers features for accessibility and finding nearby locations.

**Highlights:** Secure sign-in with Face ID/Touch ID, Quick Balance for immediate account views, Fund transfers and loan payments, Mobile check deposit, Bill payment, Access to statements, Secure messaging and live chat, Branch and ATM locator

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use and navigate
- 💳 Convenient for transfers and payments
- 💡 Credit score access available
- ✅ Bill pay deductions are immediate
- ✨ New UI is loved by some

**What reviewers complain about**

- 🐛 Frequent bugs and glitches
- ❌ Mobile deposit unreliable
- ❌ Login issues (FaceID, internet connection errors)
- ❌ Updates often break the app
- ❌ Limited mobile deposit amount ($250)

**Reported bugs**

- Mobile deposit feature completely unusable
- Login issues: app down, not recognizing login info, FaceID not working, says no internet connection
- App crashes after updates
- Money disappeared during transfer
- Face ID stops working, requires uninstall/reinstall

**Requested features**

- Add external transfers (ACH, Zelle)
- Increase mobile deposit limit
- Add quick balance widget
- Improve transaction search/filter functionality
- Allow skipping scheduled transfers


## Frequently asked questions

### Is NOA, NWOA free?

NOA, NWOA is free to download, with no in-app purchases.

### Is Superior CU free?

Superior CU is free to download, with no in-app purchases.

### Which has better reviews, NOA, NWOA or Superior CU?

Superior CU is rated higher. NOA, NWOA averages 3.0 out of 5 from 2 ratings, while Superior CU averages 4.1 from 203 ratings.

### Do NOA, NWOA or Superior CU have ads?

Neither NOA, NWOA nor Superior CU shows ads.

### Which is updated more often, NOA, NWOA or Superior CU?

NOA, NWOA ships an update every 6 months, and Superior CU every 3 weeks. Most recently, NOA, NWOA was updated on November 3, 2026 and Superior CU on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*