# Loan Calculator vs VC Online

The clearest difference is in-app purchases: VC Online at none against Loan Calculator's 2. VC Online also leads on update cadence (fortnightly vs every 38 months) and iOS requirement (13.0 vs 18.0). Loan Calculator's advantage is ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. Loan Calculator sells 2 in-app purchases, starting at $4.99 per 7 days. VC Online asks for nothing beyond the download.

Loan Calculator ships an update every 38 months, VC Online fortnightly. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Loan Calculator | VC Online |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 20.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 38 months | **Fortnightly** |
| Monetization | Freemium | — |
| Size | 10 MB | 51 MB |
| Requires iOS | 18.0 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SK Studios Ltd](https://appshunter.io/developer/434192864) | [VINCENT CAPITAL LIMITED](https://appshunter.io/developer/1635065710) |

## What reviewers say

### Loan Calculator

[App page](https://appshunter.io/ios/app/loan-calculator-payoff-debt/id1475059603)

This app helps you understand and manage your loan payments. It offers tools to calculate monthly payments, interest, and repayment amounts, with advanced features for deeper analysis and comparison.

**Highlights:** Basic loan payment calculation, Interest and repayment amount breakdown, Multiple payment frequencies, Advanced loan types (interest-only, balloon), Detailed amortization schedules, Loan comparison tool, Save and export loan summaries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Loan Calculator - Weekly | $4.99 | per 7 days |
| Loan Calculator - Yearly | $24.99 | per year |


### VC Online

[App page](https://appshunter.io/ios/app/vc-online/id1635065708)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Loan Calculator free?

Loan Calculator is free to download, with in-app purchases available.

### Is VC Online free?

VC Online is free to download, with no in-app purchases.

### Do Loan Calculator or VC Online have ads?

VC Online shows ads; Loan Calculator does not.

### Which is updated more often, Loan Calculator or VC Online?

Loan Calculator ships an update every 38 months, and VC Online fortnightly. Most recently, Loan Calculator was updated on November 3, 2026 and VC Online on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*