# BALTA vs Luminor Bloom

The clearest difference is rating: Luminor Bloom at 5.0 against BALTA's 1.0. Luminor Bloom also leads on update cadence (every 10 days vs every 2 months). BALTA's advantage is iOS requirement (15.0 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Luminor Bloom holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

BALTA ships an update every 2 months, Luminor Bloom every 10 days. The most recent releases landed on September 19, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | BALTA | Luminor Bloom |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/balta/id1475076952/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/luminor-bloom/id6755387570/reviews)** |
| Number of ratings | 1 | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | Free | Free |
| Size | 11 MB | 80 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [AAS "Balta"](https://appshunter.io/developer/1475076951) | [Luminor Bank AB](https://appshunter.io/developer/1312747939) |

## What reviewers say

### BALTA

[App page](https://appshunter.io/ios/app/balta/id1475076952)

Manage your health insurance, submit claims, and access policy information conveniently. Purchase insurance services and track your claim status with notifications.

**Highlights:** Health insurance e-card, Submit insurance claims, Track claim status, Receive decision notifications, Purchase insurance services, View policy and bill information

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Luminor Bloom

[App page](https://appshunter.io/ios/app/luminor-bloom/id6755387570)

This app offers a digital payment card and banking services for everyday use. It provides cashback on purchases at specific retailers and allows for free euro payments and cash withdrawals. Enjoy secure online and in-store transactions with full control via the app.

**Highlights:** Digital payment card, Cashback on Rimi purchases, Free euro payments, Free cash withdrawals, Secure online payments, Card management via app

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BALTA free?

BALTA is free to download, with no in-app purchases.

### Is Luminor Bloom free?

Luminor Bloom is free to download, with no in-app purchases.

### Which has better reviews, BALTA or Luminor Bloom?

Luminor Bloom is rated higher. BALTA averages 1.0 out of 5 from 1 ratings, while Luminor Bloom averages 5.0 from 1 ratings.

### Do BALTA or Luminor Bloom have ads?

Neither BALTA nor Luminor Bloom shows ads.

### Which is updated more often, BALTA or Luminor Bloom?

BALTA ships an update every 2 months, and Luminor Bloom every 10 days. Most recently, BALTA was updated on September 19, 2026 and Luminor Bloom on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*