# Pockity vs Surplus

The clearest difference is review sentiment: Surplus at 83% against Pockity's 17%. Surplus also leads on rating (4.8 vs 3.6) and ratings volume (27 vs 7). Pockity's advantage is update cadence (every 9 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Pockity sells 9 in-app purchases, starting at $0.99 per month and Surplus sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Surplus holds the better App Store score, 4.8 against 3.6. Both are backed by a comparable volume of ratings — 7 and 27 respectively. Written reviews point the same way: 17% of Pockity's written reviews are positive against 83% of Surplus's.

Pockity ships an update every 9 days, Surplus monthly. The most recent releases landed on September 13, 2026 and June 4, 2026 respectively.

## The numbers

| Metric | Pockity | Surplus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (7 ratings)](https://appshunter.io/ios/app/pockity/id1475098830/reviews) | **[4.8 (27 ratings)](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881/reviews)** |
| Number of ratings | 7 | **27** |
| Positive reviews | 16.7% of reviews | **83.3% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 49 MB | 67 MB |
| Requires iOS | 26.0 | **15.0** |
| Devices | **iPhone, iPad, Mac, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Nikhil Nigade](https://appshunter.io/developer/1422296034) | [Dev Harvest LLC](https://appshunter.io/developer/1526293285) |

## What reviewers say

### Pockity

[App page](https://appshunter.io/ios/app/pockity/id1475098830)

This app offers a privacy-focused approach to personal budgeting and expense tracking. It encourages real-time data entry through habit formation and provides features like recurring expense management and currency conversion. Advanced features require a one-time purchase.

**Highlights:** Privacy-focused, on-device data storage, Real-time expense and budget tracking, Automatic recurring expenses, Lockscreen & Homescreen widgets, Siri Shortcuts integration, Receipt scanning, Currency conversion for 20+ currencies

**Features:** Family Sharing, Apple Watch app

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Tip | $0.99 | per month |
| Small Tip | $0.99 | one-time |
| Medium Tip | $1.99 | one-time |
| Large Tip | $2.99 | one-time |
| Pockity+ Family Upgrade | $5.99 | one-time |
| Pockity+ | $14.99 | one-time |
| Pockity+ | $19.99 | one-time |
| Pockity+ for Family | $24.99 | one-time |
| Pockity+ Family | $25.00 | one-time |


### Surplus

[App page](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881)

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

**Highlights:** Monthly income and expense tracking, Categorization of spending, Customizable reports with CSV export, Transaction grouping, Home and lock screen widgets, Automation via Shortcuts app

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Surplus Pro Monthly | $3.99 | per month |
| Surplus Pro Yearly | $14.49 | per year |
| Surplus Pro Yearly | $29.99 | per year |
| Surplus Pro Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is Pockity free?

Pockity is free to download, with in-app purchases available.

### Is Surplus free?

Surplus is free to download, with in-app purchases available.

### Which has better reviews, Pockity or Surplus?

Surplus is rated higher. Pockity averages 3.6 out of 5 from 7 ratings, while Surplus averages 4.8 from 27 ratings.

### Do Pockity or Surplus have ads?

Neither Pockity nor Surplus shows ads.

### Which is updated more often, Pockity or Surplus?

Pockity ships an update every 9 days, and Surplus monthly. Most recently, Pockity was updated on September 13, 2026 and Surplus on June 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*