# Ruoff LO vs ProFed Digital Banking

The clearest difference is rating: ProFed Digital Banking at 2.6 against Ruoff LO's 2.3. ProFed Digital Banking also leads on review sentiment (13% vs 0%) and ratings volume (72 vs 16). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ProFed Digital Banking holds the better App Store score, 2.6 against 2.3. Both are backed by a comparable volume of ratings — 16 and 72 respectively. Written reviews point the same way: 0% of Ruoff LO's written reviews are positive against 13% of ProFed Digital Banking's.

Ruoff LO ships an update every 5 weeks, ProFed Digital Banking monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | Ruoff LO | ProFed Digital Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (16 ratings)](https://appshunter.io/ios/app/ruoff-lo/id1475302503/reviews) | **[2.6 (72 ratings)](https://appshunter.io/ios/app/profed-digital-banking/id1591269491/reviews)** |
| Number of ratings | 16 | **72** |
| Positive reviews | 0.0% of reviews | **13.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 103 MB | 68 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Apple Watch** |
| Age rating | 4+ | 12+ |
| Developer | [Ruoff](https://appshunter.io/developer/1446923926) | [ProFed Federal Credit Union](https://appshunter.io/developer/434480998) |

## What reviewers say

### Ruoff LO

[App page](https://appshunter.io/ios/app/ruoff-lo/id1475302503)

This mobile application provides loan officers with on-the-go access to proprietary systems and over 40 tools. It allows users to manage their business and assist clients from anywhere, eliminating the need for a laptop.

**Highlights:** On-the-go access to proprietary systems, Over 40 unique tools, Client assistance from anywhere, Laptop-free business management, Real-time information access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ProFed Digital Banking

[App page](https://appshunter.io/ios/app/profed-digital-banking/id1591269491)

Manage your finances conveniently with this digital banking application. It offers secure login options, quick balance checks, fund transfers, bill payments, and mobile check deposits. The app also includes accessibility features for a broader user base.

**Highlights:** Secure Touch ID/Face ID login, Quick Balance viewing, Fund transfers, Mobile check deposit, Bill pay, Accessibility features

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Staff willing to help
- 👍 Face ID added (for some)
- 👍 Love the new look (for some)
- 👍 Easy to register and navigate (for some)
- 👍 Love seeing all accounts with one login (for some)

**What reviewers complain about**

- 🐛 App flat out doesn't work
- 🐛 Login issues frequent
- 🐛 Error messages common
- 🐛 Clunky and non-native feel
- 🐛 Information density low

**Reported bugs**

- App issues, error messages
- Cannot type on login screen
- PDFs not opening
- Login takes multiple steps
- App not working half the time

**Requested features**

- Improve login process
- Restore PDF access
- Add Face ID/Biometric login for all devices
- Improve information density
- Make app feel more native


## Frequently asked questions

### Is Ruoff LO free?

Ruoff LO is free to download, with no in-app purchases.

### Is ProFed Digital Banking free?

ProFed Digital Banking is free to download, with no in-app purchases.

### Which has better reviews, Ruoff LO or ProFed Digital Banking?

ProFed Digital Banking is rated higher. Ruoff LO averages 2.3 out of 5 from 16 ratings, while ProFed Digital Banking averages 2.6 from 72 ratings.

### Do Ruoff LO or ProFed Digital Banking have ads?

Neither Ruoff LO nor ProFed Digital Banking shows ads.

### Which is updated more often, Ruoff LO or ProFed Digital Banking?

Ruoff LO ships an update every 5 weeks, and ProFed Digital Banking monthly. Most recently, Ruoff LO was updated on November 3, 2026 and ProFed Digital Banking on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*