# Payed Cash vs PennyTree

The clearest difference is review sentiment: PennyTree at 71% against Payed Cash's 0%. PennyTree also leads on update cadence (every 2 weeks vs every 5 weeks). Payed Cash's advantage is rating (4.0 vs 3.7). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payed Cash holds the better App Store score, 4.0 against 3.7. Both are backed by a comparable volume of ratings — 4 and 9 respectively. Written reviews complicate that: 0% of Payed Cash's written reviews are positive against 71% of PennyTree's, so the app with the better star average is not the one people write more warmly about.

Payed Cash ships an update every 5 weeks, PennyTree every 2 weeks. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Payed Cash | PennyTree |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (4 ratings)](https://appshunter.io/ios/app/payed-cash/id1475361736/reviews)** | [3.7 (9 ratings)](https://appshunter.io/ios/app/pennytree/id1602953102/reviews) |
| Number of ratings | 4 | **9** |
| Positive reviews | 0.0% of reviews | **71.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 60 MB | 124 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [GETPAYED TECHNOLOGY SOLUTIONS LIMITED](https://appshunter.io/developer/1450090270) | [PennyTree Business Limited](https://appshunter.io/developer/1602953104) |

## What reviewers say

### Payed Cash

[App page](https://appshunter.io/ios/app/payed-cash/id1475361736)

This digital payment platform offers a secure and efficient way to manage banking and process transactions for individuals and businesses. It has facilitated over NGN 4 trillion in transactions, making it a trusted financial partner for entrepreneurs.

**Highlights:** All-in-one banking and payments, Reliable and efficient platform, Secure digital payment processing, Caters to individuals and businesses, Facilitated over NGN 4 trillion in transactions

**Features:** macOS Compatibility

**In-app purchases:** none


### PennyTree

[App page](https://appshunter.io/ios/app/pennytree/id1602953102)

This financial app offers a range of services including bank transfers, bill payments, and personal savings vaults with high annual returns. It also provides business banking solutions for merchants, allowing for easy payment reception, invoice generation, and real-time bank statements. Additionally, users can invest in brands through a crowdfunding platform.

**Highlights:** Personal savings vaults with high APY, Business banking for merchants, Invoice and receipt generation, Crowdfunding investment platform, Bank transfers and bill payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Payed Cash free?

Payed Cash is free to download, with no in-app purchases.

### Is PennyTree free?

PennyTree is free to download, with no in-app purchases.

### Which has better reviews, Payed Cash or PennyTree?

Payed Cash is rated higher. Payed Cash averages 4.0 out of 5 from 4 ratings, while PennyTree averages 3.7 from 9 ratings.

### Do Payed Cash or PennyTree have ads?

Neither Payed Cash nor PennyTree shows ads.

### Which is updated more often, Payed Cash or PennyTree?

Payed Cash ships an update every 5 weeks, and PennyTree every 2 weeks. Most recently, Payed Cash was updated on November 3, 2026 and PennyTree on November 7, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*