# ACROSS Timely vs Pay Me Back!

The clearest difference is rating: Pay Me Back! at 5.0 against ACROSS Timely's 1.0. Pay Me Back! also leads on ratings volume (3 vs 1). ACROSS Timely's advantage is ads (none vs shown) and update cadence (every 5 weeks vs every 6 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pay Me Back! holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

ACROSS Timely ships an update every 5 weeks, Pay Me Back! every 6 months. The most recent releases landed on June 24, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | ACROSS Timely | Pay Me Back! |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/across-timely/id1475405547/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/pay-me-back/id1547165699/reviews)** |
| Number of ratings | 1 | **3** |
| Positive reviews | — | 75.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 5 weeks** | Every 6 months |
| Monetization | **Free** | Ad-supported |
| Size | 20 MB | 26 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MAN KI CHU](https://appshunter.io/developer/1186248209) | [Fung Yiu Fu](https://appshunter.io/developer/1525085614) |

## What reviewers say

### ACROSS Timely

[App page](https://appshunter.io/ios/app/across-timely/id1475405547)

Get real-time bus arrival estimates for multiple Hong Kong public transport operators. Covers KMB, NWFB, CTB, LWB, NLB, and MTRB routes at any bus stop.

**Highlights:** Real-time bus arrival estimates, Supports KMB, NWFB, CTB, LWB, NLB, MTRB routes, Covers all bus stops, Estimated arrival times

**Features:** macOS Compatibility

**In-app purchases:** none


### Pay Me Back!

[App page](https://appshunter.io/ios/app/pay-me-back/id1547165699)

Easily track and settle shared expenses with friends. Record event costs and get clear instructions on who owes whom, and how much. You can also mark payments as settled.

**Highlights:** Record event expenses, Calculate who owes whom, Specify payment amounts, Track payment status, Share settlement details

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is ACROSS Timely free?

ACROSS Timely is free to download, with no in-app purchases.

### Is Pay Me Back! free?

Pay Me Back! is free to download, with no in-app purchases.

### Which has better reviews, ACROSS Timely or Pay Me Back!?

Pay Me Back! is rated higher. ACROSS Timely averages 1.0 out of 5 from 1 ratings, while Pay Me Back! averages 5.0 from 3 ratings.

### Do ACROSS Timely or Pay Me Back! have ads?

Pay Me Back! shows ads; ACROSS Timely does not.

### Which is updated more often, ACROSS Timely or Pay Me Back!?

ACROSS Timely ships an update every 5 weeks, and Pay Me Back! every 6 months. Most recently, ACROSS Timely was updated on June 24, 2026 and Pay Me Back! on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*