# Shared Expense Tracker & Bills vs Plan & Multiply

The clearest difference is ads: Plan & Multiply at none against Shared Expense Tracker & Bills's shown. Plan & Multiply also leads on rating (5.0 vs 4.7). Shared Expense Tracker & Bills's advantage is ratings volume (303 vs 1) and update cadence (every 2 days vs every 5 days). On price, review sentiment, in-app purchases and monetization model there is nothing between them.

Both are free to download. Shared Expense Tracker & Bills sells 5 in-app purchases, starting at $3.99 per month and Plan & Multiply sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Plan & Multiply holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Shared Expense Tracker & Bills has 303 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 71% of Shared Expense Tracker & Bills's written reviews are positive against 69% of Plan & Multiply's, so the app with the better star average is not the one people write more warmly about.

Shared Expense Tracker & Bills ships an update every 2 days, Plan & Multiply every 5 days. Both last shipped on October 30, 2026.

## The numbers

| Metric | Shared Expense Tracker & Bills | Plan & Multiply |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (303 ratings)](https://appshunter.io/ios/app/shared-expense-tracker-and-bills/id1475406336/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/plan-and-multiply-budget/id6470202494/reviews)** |
| Number of ratings | **303** | 1 |
| Positive reviews | **70.9% of reviews** | 68.8% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 2 days** | Every 5 days |
| Monetization | Free with in-app purchases | Freemium |
| Size | 160 MB | 113 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [takaaki ono](https://appshunter.io/developer/1475406335) | [Taliane Tchissambou](https://appshunter.io/developer/1713157002) |

## What reviewers say

### Shared Expense Tracker & Bills

[App page](https://appshunter.io/ios/app/shared-expense-tracker-and-bills/id1475406336)

This app helps couples, families, and roommates manage shared finances and household tasks. It allows for budgeting, expense splitting, receipt management, and collaborative to-do lists. Achieve financial harmony and streamline household responsibilities together.

**Highlights:** Shared budgeting and spending limits, Real-time balance tracking, Customizable income/expense categories, Task assignment and management, Receipt capture and OCR, Flexible expense splitting, Collaborative shopping and to-do lists

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Use all functions for 1 month. | $3.99 | per month |
| Use all functions for 3 months | $9.99 | per 3 months |
| Use all functions for 1 year. | $29.99 | per year |
| Try for free. Cancel anytime. | $29.99 | per year |
| Lifetime Premium Plan | $59.99 | one-time |


### Plan & Multiply

[App page](https://appshunter.io/ios/app/plan-and-multiply-budget/id6470202494)

Take control of your finances with this private budgeting app. Log expenses quickly, track spending, and manage bills without connecting to your bank. Offers offline functionality and optional premium features for enhanced sharing and long-term tracking.

**Highlights:** 100% bank connection-free, Quick expense logging, Siri integration for hands-free logging, Offline functionality, Shared budgeting with partners, Recurring bill tracking, Long-term wealth view

**Features:** Family Sharing, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| For both of you — $8.99/mo | $3.99 | per month |
| Annual Premium — 2 Months Free | $29.99 | per year |
| For both of you — $79.99/yr | $44.99 | per year |


## Frequently asked questions

### Is Shared Expense Tracker & Bills free?

Shared Expense Tracker & Bills is free to download, with in-app purchases available.

### Is Plan & Multiply free?

Plan & Multiply is free to download, with in-app purchases available.

### Which has better reviews, Shared Expense Tracker & Bills or Plan & Multiply?

Plan & Multiply is rated higher. Shared Expense Tracker & Bills averages 4.7 out of 5 from 303 ratings, while Plan & Multiply averages 5.0 from 1 ratings.

### Do Shared Expense Tracker & Bills or Plan & Multiply have ads?

Shared Expense Tracker & Bills shows ads; Plan & Multiply does not.

### Which is updated more often, Shared Expense Tracker & Bills or Plan & Multiply?

Shared Expense Tracker & Bills ships an update every 2 days, and Plan & Multiply every 5 days. Most recently, Shared Expense Tracker & Bills was updated on October 30, 2026 and Plan & Multiply on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*