# Elements App vs 401GO

Elements App and 401GO both sit at 4.6 stars, but that hides the real split: 86% of 401GO's written reviews are positive against 50% of Elements App's. 401GO also leads on ads (none vs shown) and monetization model (free vs ad-supported). Elements App's advantage is update cadence (every 3 weeks vs every 2 months) and ratings volume (53 vs 16). On price, rating, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

401GO holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 53 and 16 respectively. Written reviews point the same way: 50% of Elements App's written reviews are positive against 86% of 401GO's.

Elements App ships an update every 3 weeks, 401GO every 2 months. The most recent releases landed on July 26, 2026 and June 20, 2026 respectively.

## The numbers

| Metric | Elements App | 401GO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (53 ratings)](https://appshunter.io/ios/app/elements-app/id1475518768/reviews) | **[4.8 (16 ratings)](https://appshunter.io/ios/app/401go/id6472733038/reviews)** |
| Number of ratings | **53** | 16 |
| Positive reviews | 50.0% of reviews | **85.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 61 MB | 47 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Elements Advisors, LLC](https://appshunter.io/developer/1475518767) | [RetireGO, LLC](https://appshunter.io/developer/1717652575) |

## What reviewers say

### Elements App

[App page](https://appshunter.io/ios/app/elements-app/id1475518768)

This app facilitates communication between financial advisors and their clients regarding financial goals and progress. It introduces the Elements Scorecard for a quick assessment of financial health.

**Highlights:** Financial goal communication, Progress tracking, Elements Scorecard, Financial health assessment, Advisor-client collaboration

**Features:** macOS Compatibility

**In-app purchases:** none


### 401GO

[App page](https://appshunter.io/ios/app/401go/id6472733038)

Manage your 401(k) retirement savings with ease. Track your balance, adjust investments, and generate savings projections. Get personalized recommendations and update beneficiaries securely.

**Highlights:** View account balance and gains/losses, Review and adjust investment allocations, Generate savings projections, Change contribution deferral amounts, Receive personalized investment recommendations, Add/remove beneficiaries

**In-app purchases:** none


## Frequently asked questions

### Is Elements App free?

Elements App is free to download, with no in-app purchases.

### Is 401GO free?

401GO is free to download, with no in-app purchases.

### Which has better reviews, Elements App or 401GO?

401GO is rated higher. Elements App averages 4.6 out of 5 from 53 ratings, while 401GO averages 4.8 from 16 ratings.

### Do Elements App or 401GO have ads?

Elements App shows ads; 401GO does not.

### Which is updated more often, Elements App or 401GO?

Elements App ships an update every 3 weeks, and 401GO every 2 months. Most recently, Elements App was updated on July 26, 2026 and 401GO on June 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*