# FSBSW vs First State Bank

FSBSW and First State Bank both sit at 4.9 stars, but that hides the real split: 88% of FSBSW's written reviews are positive against 48% of First State Bank's. FSBSW also leads on monetization model (ad-supported vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for FSBSW against 4.8 for First State Bank. Both are backed by a comparable volume of ratings — 888 and 2.2K respectively. Written reviews are what separate them: 88% of FSBSW's written reviews are positive against 48% of First State Bank's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | FSBSW | First State Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (888 ratings)](https://appshunter.io/ios/app/fsbsw/id1475832787/reviews)** | [4.8 (2.2K ratings)](https://appshunter.io/ios/app/first-state-bank/id6444011186/reviews) |
| Number of ratings | 888 | **2.2K** |
| Positive reviews | **87.5% of reviews** | 47.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 197 MB | 197 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [First State Bank Southwest](https://appshunter.io/developer/635071769) | [FIRST STATE BANK (OH)](https://appshunter.io/developer/766857378) |

## What reviewers say

### FSBSW

[App page](https://appshunter.io/ios/app/fsbsw/id1475832787)

Consolidate all your financial accounts into one secure platform. Track transactions, set alerts, make payments, and deposit checks with ease. Manage your money efficiently with tools for budgeting and account management.

**Highlights:** Aggregate all financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Manage debit cards, View monthly statements

**Features:** Apple Wallet

**In-app purchases:** none


### First State Bank

[App page](https://appshunter.io/ios/app/first-state-bank/id6444011186)

Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.

**Highlights:** Real-time balance viewing, Fund transfers, Mobile check deposit, ATM/Debit card management, Transaction organization, Customizable alerts, Payment capabilities

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great bank
- 🚀 Deposit checks without going to the bank
- 💡 Excellent service

**What reviewers complain about**

- 🐛 App not updated, balance and transactions delayed
- 🐛 App crashes, can't link accounts for transfers
- 🤔 Confusing new app design

**Reported bugs**

- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed

**Requested features**

- Bring back old app version
- Improve transaction visibility and timeliness


## Frequently asked questions

### Is FSBSW free?

FSBSW is free to download, with no in-app purchases.

### Is First State Bank free?

First State Bank is free to download, with no in-app purchases.

### Which has better reviews, FSBSW or First State Bank?

FSBSW is rated higher. FSBSW averages 4.9 out of 5 from 888 ratings, while First State Bank averages 4.8 from 2.2K ratings.

### Do FSBSW or First State Bank have ads?

Neither FSBSW nor First State Bank shows ads.

### Which is updated more often, FSBSW or First State Bank?

FSBSW ships an update monthly, and First State Bank monthly. Most recently, FSBSW was updated on October 26, 2026 and First State Bank on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*