# Net Worth by BalanceViewer vs Holdwise

The clearest difference is rating: Holdwise at 5.0 against Net Worth by BalanceViewer's 4.4. Holdwise also leads on update cadence (every 8 days vs every 2 months). Net Worth by BalanceViewer's advantage is ratings volume (106 vs 1) and iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Net Worth by BalanceViewer sells 3 in-app purchases, starting at $2.99 per month and Holdwise sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Holdwise holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Net Worth by BalanceViewer has 106 ratings behind it against 1, so its average is the more settled of the two.

Net Worth by BalanceViewer ships an update every 2 months, Holdwise every 8 days. The most recent releases landed on October 26, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Net Worth by BalanceViewer | Holdwise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (106 ratings)](https://appshunter.io/ios/app/net-worth-by-balanceviewer/id1476048552/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/holdwise/id6768121880/reviews)** |
| Number of ratings | **106** | 1 |
| Positive reviews | 72.5% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 8 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 35 MB | 11 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Artem Lanin](https://appshunter.io/developer/1476048551) | [JC Mobile App Studio LLC](https://appshunter.io/developer/1895553190) |

## What reviewers say

### Net Worth by BalanceViewer

[App page](https://appshunter.io/ios/app/net-worth-by-balanceviewer/id1476048552)

Track your financial portfolio by updating account balances monthly. This app supports numerous currencies and investment types, providing a clear overview of your net worth without requiring sensitive data or bank linking.

**Highlights:** Monthly balance updates, Supports 162 currencies, Tracks stocks, ETFs, Mutual Funds, Tracks 8000+ cryptocurrencies, Anonymous tracking, Income and expense calculation, Cross-device synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Net Worth Tracker: Monthly | $2.99 | per month |
| Net Worth Tracker: Yearly | $19.99 | per year |
| Net Worth Tracker: Lifetime | $49.99 | one-time |

**What reviewers like**

- 👍 Easy to use interface
- 📈 Tracks net worth effectively
- 💰 Manages multiple accounts
- ✨ Clean and beautiful UI
- 🔄 Allows manual balance updates

**What reviewers complain about**

- 🐛 Data loss issues
- 🚫 No export option
- 💸 Subscription model disliked
- 🧮 Tedious manual calculations needed
- 📉 Charts not reflecting data correctly

**Reported bugs**

- Data lost after phone replacement
- Cloud backup has no data
- Copy-pasting balance changes to zero
- Chart not reflecting data after phone change
- Fast reconcile crashes

**Requested features**

- iOS 26 update
- Ability to organize by asset type
- Ability to re-order accounts
- Export data option
- One-time purchase option instead of subscription


### Holdwise

[App page](https://appshunter.io/ios/app/holdwise/id6768121880)

Track your dividend income and portfolio growth privately on your device. Monitor individual stock performance, view upcoming payments, and model future compounding with insightful charts and projections. Ideal for long-term investors focused on buy-and-hold strategies.

**Highlights:** Track individual stock positions, Monitor dividend income and compounding, View dividend calendar and projections, Analyze dividend safety scores, Model reinvestment scenarios, Local data storage and optional iCloud sync

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Holdwise Pro (Monthly) | $4.99 | per month |
| Holdwise Pro (Yearly) | $44.99 | per year |


## Frequently asked questions

### Is Net Worth by BalanceViewer free?

Net Worth by BalanceViewer is free to download, with in-app purchases available.

### Is Holdwise free?

Holdwise is free to download, with in-app purchases available.

### Which has better reviews, Net Worth by BalanceViewer or Holdwise?

Holdwise is rated higher. Net Worth by BalanceViewer averages 4.4 out of 5 from 106 ratings, while Holdwise averages 5.0 from 1 ratings.

### Do Net Worth by BalanceViewer or Holdwise have ads?

Neither Net Worth by BalanceViewer nor Holdwise shows ads.

### Which is updated more often, Net Worth by BalanceViewer or Holdwise?

Net Worth by BalanceViewer ships an update every 2 months, and Holdwise every 8 days. Most recently, Net Worth by BalanceViewer was updated on October 26, 2026 and Holdwise on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*