# OLIVIA Key TKB vs AbaCliK 3

The clearest difference is update cadence: AbaCliK 3 at monthly against OLIVIA Key TKB's every 3 months. OLIVIA Key TKB's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 16.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OLIVIA Key TKB ships an update every 3 months, AbaCliK 3 monthly. Both last shipped on November 3, 2026.

## The numbers

| Metric | OLIVIA Key TKB | AbaCliK 3 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.0 (2 ratings)](https://appshunter.io/ios/app/abaclik-3/id1488927454/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 14 MB | 292 MB |
| Requires iOS | **12.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Thurgauer Kantonalbank](https://appshunter.io/developer/533349242) | [Abacus Research AG](https://appshunter.io/developer/490114729) |

## What reviewers say

### OLIVIA Key TKB

[App page](https://appshunter.io/ios/app/olivia-key-tkb/id1476418568)

This app provides a secure digital key for logging into online and mobile banking. It is also used to authorize payments, ensuring the highest level of security for e-banking customers. Follow provided security tips to protect your account.

**Highlights:** Secure digital key for e-banking, Login for mobile banking app, Payment authorization, High security with CrontoSign, Step-by-step activation guide

**In-app purchases:** none


### AbaCliK 3

[App page](https://appshunter.io/ios/app/abaclik-3/id1488927454)

Automate and simplify expense tracking, absence management, and time recording with AI-powered document scanning and character recognition. Seamlessly integrate with ERP and cloud business software for efficient financial processes.

**Highlights:** AI-powered expense automation, Document scanning with OCR, Absence and time recording, Integration with ERP software, Cloud business software connectivity

**In-app purchases:** none


## Frequently asked questions

### Is OLIVIA Key TKB free?

OLIVIA Key TKB is free to download, with no in-app purchases.

### Is AbaCliK 3 free?

AbaCliK 3 is free to download, with no in-app purchases.

### Do OLIVIA Key TKB or AbaCliK 3 have ads?

Neither OLIVIA Key TKB nor AbaCliK 3 shows ads.

### Which is updated more often, OLIVIA Key TKB or AbaCliK 3?

OLIVIA Key TKB ships an update every 3 months, and AbaCliK 3 monthly. Most recently, OLIVIA Key TKB was updated on November 3, 2026 and AbaCliK 3 on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*