# PHY Saving vs CRH Saving

The clearest difference is ads: CRH Saving at none against PHY Saving's shown. CRH Saving also leads on update cadence (fortnightly vs every 3 months). PHY Saving's advantage is iOS requirement (12.4 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PHY Saving ships an update every 3 months, CRH Saving fortnightly. The most recent releases landed on September 8, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | PHY Saving | CRH Saving |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Fortnightly** |
| Size | 51 MB | 50 MB |
| Requires iOS | **12.4** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [PHAYAO TEACHER SAVING COOPERATIVE LIMITED](https://appshunter.io/developer/1476505871) | [Chiangrai Public Health Saving And Credit Co-operative Limited](https://appshunter.io/developer/1521443077) |

## What reviewers say

### PHY Saving

[App page](https://appshunter.io/ios/app/phy-saving/id1476505872)

**In-app purchases:** none


### CRH Saving

[App page](https://appshunter.io/ios/app/crh-saving/id1521442565)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PHY Saving free?

PHY Saving is free to download, with no in-app purchases.

### Is CRH Saving free?

CRH Saving is free to download, with no in-app purchases.

### Do PHY Saving or CRH Saving have ads?

PHY Saving shows ads; CRH Saving does not.

### Which is updated more often, PHY Saving or CRH Saving?

PHY Saving ships an update every 3 months, and CRH Saving fortnightly. Most recently, PHY Saving was updated on September 8, 2026 and CRH Saving on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*