# PHY Saving vs Expense Manager รายรับรายจ่าย

The clearest difference is in-app purchases: PHY Saving at none against Expense Manager รายรับรายจ่าย's 2. PHY Saving also leads on iOS requirement (12.4 vs 15.0). Expense Manager รายรับรายจ่าย's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 3 months). On price and device support there is nothing between them.

Both are free to download. Expense Manager รายรับรายจ่าย sells 2 in-app purchases, starting at $0.99 per month. PHY Saving asks for nothing beyond the download.

PHY Saving ships an update every 3 months, Expense Manager รายรับรายจ่าย every 3 weeks. The most recent releases landed on September 24, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | PHY Saving | Expense Manager รายรับรายจ่าย |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Size | 51 MB | 111 MB |
| Requires iOS | **12.4** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PHAYAO TEACHER SAVING COOPERATIVE LIMITED](https://appshunter.io/developer/1476505871) | [Thanapong Rodruang](https://appshunter.io/developer/1883472659) |

## What reviewers say

### PHY Saving

[App page](https://appshunter.io/ios/app/phy-saving/id1476505872)

**In-app purchases:** none


### Expense Manager รายรับรายจ่าย

[App page](https://appshunter.io/ios/app/expense-manager/id6760251796)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Standard | $0.99 | per month |
| Premium | $0.99 | per month |


## Frequently asked questions

### Is PHY Saving free?

PHY Saving is free to download, with no in-app purchases.

### Is Expense Manager รายรับรายจ่าย free?

Expense Manager รายรับรายจ่าย is free to download, with in-app purchases available.

### Do PHY Saving or Expense Manager รายรับรายจ่าย have ads?

PHY Saving shows ads; Expense Manager รายรับรายจ่าย does not.

### Which is updated more often, PHY Saving or Expense Manager รายรับรายจ่าย?

PHY Saving ships an update every 3 months, and Expense Manager รายรับรายจ่าย every 3 weeks. Most recently, PHY Saving was updated on September 24, 2026 and Expense Manager รายรับรายจ่าย on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*