# PREMIER Credit Card vs First Progress

The clearest difference is review sentiment: PREMIER Credit Card at 50% against First Progress's 6%. PREMIER Credit Card also leads on rating (4.8 vs 1.7) and ratings volume (594K vs 147). First Progress's advantage is iOS requirement (13.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PREMIER Credit Card holds the better App Store score, 4.8 against 1.7. That said, the two scores are not equally well evidenced: PREMIER Credit Card has 594K ratings behind it against 147, so its average is the more settled of the two. Written reviews point the same way: 50% of PREMIER Credit Card's written reviews are positive against 6% of First Progress's.

PREMIER Credit Card ships an update every 6 weeks, First Progress monthly. The most recent releases landed on October 20, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | PREMIER Credit Card | First Progress |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (594K ratings)](https://appshunter.io/ios/app/premier-credit-card/id1476775662/reviews)** | [1.7 (147 ratings)](https://appshunter.io/ios/app/first-progress/id1589075027/reviews) |
| Number of ratings | **594K** | 147 |
| Positive reviews | **50.0% of reviews** | 5.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free | Free |
| Best chart rank | **#193** | — |
| Size | 33 MB | 226 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PREMIER Bankcard](https://appshunter.io/developer/993262567) | [Vervent, Inc](https://appshunter.io/developer/1574751568) |

## What reviewers say

### PREMIER Credit Card

[App page](https://appshunter.io/ios/app/premier-credit-card/id1476775662)

**Currently charting:** #193 Top Free · Finance (US App Store)

Securely manage your credit card account on the go. Check balances, make payments, monitor transactions, and lock your card. Stay on top of your finances and build credit with convenient 24/7 access.

**Highlights:** Check account balances, Make monthly payments, Monitor recent transactions, Lock or unlock card, View statements, Update profile

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Helps build credit
- 👍 Good for beginners
- 🙌 Offers credit increases

**What reviewers complain about**

- 💰 High fees and interest rates
- 🕰️ Slow transaction updates
- 🤯 Frustrating customer service
- 🔒 Difficult to use payment options
- 📉 Low credit limits

**Reported bugs**

- Incorrect card information
- Unexplained account closures

**Requested features**

- Faster transaction updates
- More user-friendly app and website
- Automatic payment options
- Higher credit limits


### First Progress

[App page](https://appshunter.io/ios/app/first-progress/id1589075027)

Manage your credit card account securely and conveniently on the go. Make payments, view transaction history, monitor your credit limit, and redeem rewards. Access your account details anytime, anywhere.

**Highlights:** Manage account anytime, anywhere, Make secure payments, View transaction history, Monitor available credit limit, Redeem rewards

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate
- 🚀 Fantastic
- 💡 No chip on card

**What reviewers complain about**

- 🐛 App crashes
- 🐛 App doesn't work
- 🐛 App payment not working
- 🐛 App unreliable
- 🐛 Difficult to make payments

**Reported bugs**

- App crashes when trying to log in
- App doesn't allow creating an account
- App doesn't work
- App freezes
- App forgets user credentials

**Requested features**

- Improve app functionality
- Implement auto-pay
- Provide better payment options


## Frequently asked questions

### Is PREMIER Credit Card free?

PREMIER Credit Card is free to download, with no in-app purchases.

### Is First Progress free?

First Progress is free to download, with no in-app purchases.

### Which has better reviews, PREMIER Credit Card or First Progress?

PREMIER Credit Card is rated higher. PREMIER Credit Card averages 4.8 out of 5 from 594K ratings, while First Progress averages 1.7 from 147 ratings.

### Do PREMIER Credit Card or First Progress have ads?

Neither PREMIER Credit Card nor First Progress shows ads.

### Which is updated more often, PREMIER Credit Card or First Progress?

PREMIER Credit Card ships an update every 6 weeks, and First Progress monthly. Most recently, PREMIER Credit Card was updated on October 20, 2026 and First Progress on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*