# FSB vs First State Bank

FSB and First State Bank both sit at 4.8 stars, but that hides the real split: 100% of FSB's written reviews are positive against 48% of First State Bank's. FSB also leads on monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FSB against 4.8 for First State Bank. Both are backed by a comparable volume of ratings — 1.6K and 2.2K respectively. Written reviews are what separate them: 100% of FSB's written reviews are positive against 48% of First State Bank's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 7, 2026.

## The numbers

| Metric | FSB | First State Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.6K ratings)](https://appshunter.io/ios/app/fsb-mymobile/id1476857177/reviews)** | [4.8 (2.2K ratings)](https://appshunter.io/ios/app/first-state-bank/id6444011186/reviews) |
| Number of ratings | 1.6K | **2.2K** |
| Positive reviews | **100.0% of reviews** | 47.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Free** | Free with in-app purchases |
| Size | 199 MB | 197 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [First State Bank of Livingston Inc](https://appshunter.io/developer/737816990) | [FIRST STATE BANK (OH)](https://appshunter.io/developer/766857378) |

## What reviewers say

### FSB

[App page](https://appshunter.io/ios/app/fsb-mymobile/id1476857177)

Manage all your financial accounts, including those from other institutions, in one secure place. Organize transactions with tags and photos, set balance alerts, and make payments and transfers easily. Deposit checks remotely and manage your debit card.

**Highlights:** Aggregate accounts from other banks, Organize transactions with tags and photos, Set balance alerts, Make payments and transfers, Deposit checks remotely, Manage debit cards, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


### First State Bank

[App page](https://appshunter.io/ios/app/first-state-bank/id6444011186)

Manage your bank accounts securely on the go. View balances, transfer funds, deposit checks, and manage your debit card. Organize transactions with notes and photos, and set up custom alerts for important account activity.

**Highlights:** Real-time balance viewing, Fund transfers, Mobile check deposit, ATM/Debit card management, Transaction organization, Customizable alerts, Payment capabilities

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great bank
- 🚀 Deposit checks without going to the bank
- 💡 Excellent service

**What reviewers complain about**

- 🐛 App not updated, balance and transactions delayed
- 🐛 App crashes, can't link accounts for transfers
- 🤔 Confusing new app design

**Reported bugs**

- App requires iOS 16.0 but many phones only support 15.8
- Card features had bugs that were later fixed

**Requested features**

- Bring back old app version
- Improve transaction visibility and timeliness


## Frequently asked questions

### Is FSB free?

FSB is free to download, with no in-app purchases.

### Is First State Bank free?

First State Bank is free to download, with no in-app purchases.

### Which has better reviews, FSB or First State Bank?

FSB is rated higher. FSB averages 4.8 out of 5 from 1.6K ratings, while First State Bank averages 4.8 from 2.2K ratings.

### Do FSB or First State Bank have ads?

Neither FSB nor First State Bank shows ads.

### Which is updated more often, FSB or First State Bank?

FSB ships an update monthly, and First State Bank monthly. Most recently, FSB was updated on November 7, 2026 and First State Bank on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*