# Found vs Pay Note App

The clearest difference is update cadence: Found at every 4 weeks against Pay Note App's every 4 months. Pay Note App's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Found ships an update every 4 weeks, Pay Note App every 4 months. The most recent releases landed on October 16, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Found | Pay Note App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (35K ratings)](https://appshunter.io/ios/app/found-business-banking/id1477267167/reviews)** | — |
| Number of ratings | **35K** | — |
| Positive reviews | 63.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 4 months |
| Monetization | Free with in-app purchases | — |
| Size | 57 MB | 41 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 9+ |
| Developer | [Indie Technologies Inc](https://appshunter.io/developer/1477267166) | [Noch Phanet](https://appshunter.io/developer/1574125586) |

## What reviewers say

### Found

[App page](https://appshunter.io/ios/app/found-business-banking/id1477267167)

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

**Highlights:** Business checking account, Automated expense tracking, Digital receipt saving, Tax estimation and auto-saving, Invoice generation, Contractor payments, Virtual cards

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Seamless onboarding and account setup
- 🔒 Robust security features
- 👍 Intuitive and user-friendly interface
- 🤑 Helpful tax and expense tracking features
- 💳 Convenient debit card with cash back

**What reviewers complain about**

- 🐛 Occasional app crashes and freezes
- 🕰️ Slow response times and delayed account updates
- 🚫 Limited customer support options
- 🔍 Unclear account closure policies
- 💸 Unexpected fees or account restrictions

**Reported bugs**

- Delayed deposit posting
- Incorrect transaction categorization
- Unresponsive card locking feature

**Requested features**

- Wire transfer capabilities
- Mobile check deposit
- Savings account options
- Improved dispute resolution process
- Enhanced reporting and analytics


### Pay Note App

[App page](https://appshunter.io/ios/app/pay-note-app/id6504160121)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Found free?

Found is free to download, with no in-app purchases.

### Is Pay Note App free?

Pay Note App is free to download, with no in-app purchases.

### Do Found or Pay Note App have ads?

Neither Found nor Pay Note App shows ads.

### Which is updated more often, Found or Pay Note App?

Found ships an update every 4 weeks, and Pay Note App every 4 months. Most recently, Found was updated on October 16, 2026 and Pay Note App on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*