# mBank Token vs Smart Budget

The clearest difference is iOS requirement: Smart Budget at 15.0 against mBank Token's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

mBank Token ships an update every 2 months, Smart Budget every 5 weeks. The most recent releases landed on September 9, 2026 and September 4, 2026 respectively.

## The numbers

| Metric | mBank Token | Smart Budget |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Size | 98 MB | 37 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [mBank S.A.](https://appshunter.io/developer/678096910) | [Mateusz Hermanowicz](https://appshunter.io/developer/1829300299) |

## What reviewers say

### mBank Token

[App page](https://appshunter.io/ios/app/mbank-token/id1477321364)

**Features:** Vision Pro support

**In-app purchases:** none


### Smart Budget

[App page](https://appshunter.io/ios/app/smart-budget/id6749210342)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is mBank Token free?

mBank Token is free to download, with no in-app purchases.

### Is Smart Budget free?

Smart Budget is free to download, with no in-app purchases.

### Do mBank Token or Smart Budget have ads?

Neither mBank Token nor Smart Budget shows ads.

### Which is updated more often, mBank Token or Smart Budget?

mBank Token ships an update every 2 months, and Smart Budget every 5 weeks. Most recently, mBank Token was updated on September 9, 2026 and Smart Budget on September 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*