# Bamaq Consórcio vs Klubi

The clearest difference is rating: Bamaq Consórcio at 4.0 against Klubi's 1.0. Bamaq Consórcio also leads on update cadence (every 9 days vs every 4 months) and monetization model (free vs ad-supported). Klubi's advantage is review sentiment (50% vs 13%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bamaq Consórcio holds the better App Store score, 4.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews complicate that: 13% of Bamaq Consórcio's written reviews are positive against 50% of Klubi's, so the app with the better star average is not the one people write more warmly about.

Bamaq Consórcio ships an update every 9 days, Klubi every 4 months. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Bamaq Consórcio | Klubi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (4 ratings)](https://appshunter.io/ios/app/bamaq-consorcio/id1477396855/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/klubi/id6446851716/reviews) |
| Number of ratings | **4** | 1 |
| Positive reviews | 13.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 4 months |
| Monetization | **Free** | Ad-supported |
| Size | 41 MB | 72 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | +4 |
| Developer | [Bamaq Administradora de Consorcios Ltda](https://appshunter.io/developer/1502544571) | [Klubi](https://appshunter.io/developer/1679373286) |

## What reviewers say

### Bamaq Consórcio

[App page](https://appshunter.io/ios/app/bamaq-consorcio/id1477396855)

This app helps users achieve their dreams through consortium plans. It offers tools to track your consortium's progress from contracting to contemplation, with multiple communication channels for support.

**Highlights:** Track consortium progress, Virtual assistant support, Multiple contact options, Support for various assets (moto, carro, imóvel), Financial planning assistance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Klubi

[App page](https://appshunter.io/ios/app/klubi/id6446851716)

Plan your next major purchase with interest-free installments and affordable monthly payments. Whether it's a home, car, or electronics, find a plan that fits your budget and manage everything through the app.

**Highlights:** Interest-free financing, Affordable monthly payments, Plan for home, car, or electronics, App-based management, Flexible payment plans

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Bamaq Consórcio free?

Bamaq Consórcio is free to download, with no in-app purchases.

### Is Klubi free?

Klubi is free to download, with no in-app purchases.

### Which has better reviews, Bamaq Consórcio or Klubi?

Bamaq Consórcio is rated higher. Bamaq Consórcio averages 4.0 out of 5 from 4 ratings, while Klubi averages 1.0 from 1 ratings.

### Do Bamaq Consórcio or Klubi have ads?

Neither Bamaq Consórcio nor Klubi shows ads.

### Which is updated more often, Bamaq Consórcio or Klubi?

Bamaq Consórcio ships an update every 9 days, and Klubi every 4 months. Most recently, Bamaq Consórcio was updated on October 29, 2026 and Klubi on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*