# CSOB SmartToken vs FiLiP

The clearest difference is ratings volume: CSOB SmartToken at 119 against FiLiP's 1. FiLiP's advantage is rating (5.0 vs 4.8). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FiLiP holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: CSOB SmartToken has 119 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

CSOB SmartToken ships an update every 6 weeks, FiLiP every 2 months. The most recent releases landed on September 18, 2026 and August 3, 2026 respectively.

## The numbers

| Metric | CSOB SmartToken | FiLiP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (119 ratings)](https://appshunter.io/ios/app/csob-smarttoken/id1477450487/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/filip/id1611340388/reviews)** |
| Number of ratings | **119** | 1 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 44 MB | 159 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 9+ | 17+ |
| Developer | [Ceskoslovenska obchodna banka, a.s.](https://appshunter.io/developer/456927882) | [Swiss Life Select Slovensko](https://appshunter.io/developer/1611340390) |

## What reviewers say

### CSOB SmartToken

[App page](https://appshunter.io/ios/app/csob-smarttoken/id1477450487)

This secure mobile application allows clients to electronically sign transactions and log into digital banking services. It offers multiple activation methods, including biometric verification and contact center support. Optional permissions enhance convenience, and while an internet connection is needed for activation, it can function offline.

**Highlights:** Electronic transaction signing, Digital banking login, Biometric activation, Cross-device activation transfer, Optional permission grants, Offline functionality after activation

**In-app purchases:** none


### FiLiP

[App page](https://appshunter.io/ios/app/filip/id1611340388)

Manage your financial life with this app, offering insights into assets, long-term wealth, and investments. Securely connect with your financial advisor, sign loan and insurance offers online, and share sensitive documents through a protected chat.

**Highlights:** Asset and investment tracking, Loan and insurance offers, Online digital signature, Secure chat with financial advisor, PIN and biometric login, Document sharing

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CSOB SmartToken free?

CSOB SmartToken is free to download, with no in-app purchases.

### Is FiLiP free?

FiLiP is free to download, with no in-app purchases.

### Which has better reviews, CSOB SmartToken or FiLiP?

FiLiP is rated higher. CSOB SmartToken averages 4.8 out of 5 from 119 ratings, while FiLiP averages 5.0 from 1 ratings.

### Do CSOB SmartToken or FiLiP have ads?

Neither CSOB SmartToken nor FiLiP shows ads.

### Which is updated more often, CSOB SmartToken or FiLiP?

CSOB SmartToken ships an update every 6 weeks, and FiLiP every 2 months. Most recently, CSOB SmartToken was updated on September 18, 2026 and FiLiP on August 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*