# CSOB SmartToken vs Čítačka RB

The clearest difference is rating: CSOB SmartToken at 4.8 against Čítačka RB's 3.7. CSOB SmartToken also leads on ratings volume (123 vs 3) and update cadence (every 2 months vs every 5 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CSOB SmartToken holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: CSOB SmartToken has 123 ratings behind it against 3, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

CSOB SmartToken ships an update every 2 months, Čítačka RB every 5 months. The most recent releases landed on October 14, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | CSOB SmartToken | Čítačka RB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (123 ratings)](https://appshunter.io/ios/app/csob-smarttoken/id1477450487/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/citacka-rb/id6468455600/reviews) |
| Number of ratings | **123** | 3 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 46 MB | 116 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 9+ | 12+ |
| Developer | [Československá obchodná banka](https://appshunter.io/developer/456927882) | [Tatra banka, a.s.](https://appshunter.io/developer/397756799) |

## What reviewers say

### CSOB SmartToken

[App page](https://appshunter.io/ios/app/csob-smarttoken/id1477450487)

This secure mobile application allows clients to electronically sign transactions and log into digital banking services. It offers multiple activation methods, including biometric verification and contact center support. Optional permissions enhance convenience, and while an internet connection is needed for activation, it can function offline.

**Highlights:** Electronic transaction signing, Digital banking login, Biometric activation, Cross-device activation transfer, Optional permission grants, Offline functionality after activation

**In-app purchases:** none


### Čítačka RB

[App page](https://appshunter.io/ios/app/citacka-rb/id6468455600)

This application allows Raiffeisen Bank clients to confirm operations in their Internet banking. It supports activation via ID card scanning, in-person visits, or phone, and offers offline usage after initial setup. Users can set a login password and fingerprint for enhanced security and convenience.

**Highlights:** Confirm Internet banking operations, Activate via ID card scan, Offline usage supported, Set login password, Fingerprint login option, Requires iOS 14.0+

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CSOB SmartToken free?

CSOB SmartToken is free to download, with no in-app purchases.

### Is Čítačka RB free?

Čítačka RB is free to download, with no in-app purchases.

### Which has better reviews, CSOB SmartToken or Čítačka RB?

CSOB SmartToken is rated higher. CSOB SmartToken averages 4.8 out of 5 from 123 ratings, while Čítačka RB averages 3.7 from 3 ratings.

### Do CSOB SmartToken or Čítačka RB have ads?

Neither CSOB SmartToken nor Čítačka RB shows ads.

### Which is updated more often, CSOB SmartToken or Čítačka RB?

CSOB SmartToken ships an update every 2 months, and Čítačka RB every 5 months. Most recently, CSOB SmartToken was updated on October 14, 2026 and Čítačka RB on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*