# CSOB SmartToken vs KtoCoMal

The clearest difference is iOS requirement: CSOB SmartToken at 14.0 against KtoCoMal's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | CSOB SmartToken | KtoCoMal |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (123 ratings)](https://appshunter.io/ios/app/csob-smarttoken/id1477450487/reviews)** | — |
| Number of ratings | **123** | — |
| Positive reviews | 22.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | — |
| Monetization | Free | — |
| Size | 46 MB | 2 MB |
| Requires iOS | **14.0** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 9+ | 17+ |
| Developer | [Československá obchodná banka](https://appshunter.io/developer/456927882) | [Maros Rajnoch](https://appshunter.io/developer/6778536389) |

## What reviewers say

### CSOB SmartToken

[App page](https://appshunter.io/ios/app/csob-smarttoken/id1477450487)

Securely log in and authorize transactions for digital banking services. Confirm payments, access electronic banking, and authorize online card payments. Works offline after activation, offering multiple secure activation methods.

**Highlights:** Secure login to digital banking, Confirm payments and operations, Authorize online card payments (3D Secure), Offline functionality, Multiple secure activation methods, Biometric authentication support

**In-app purchases:** none


### KtoCoMal

[App page](https://appshunter.io/ios/app/ktocomal/id6817131312)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CSOB SmartToken free?

CSOB SmartToken is free to download, with no in-app purchases.

### Is KtoCoMal free?

KtoCoMal is free to download, with no in-app purchases.

### Do CSOB SmartToken or KtoCoMal have ads?

Neither CSOB SmartToken nor KtoCoMal shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*