# Skiply vs Deem

The clearest difference is rating: Skiply at 4.8 against Deem's 2.3. Skiply also leads on review sentiment (47% vs 13%) and ratings volume (467 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Skiply holds the better App Store score, 4.8 against 2.3. That said, the two scores are not equally well evidenced: Skiply has 467 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 47% of Skiply's written reviews are positive against 13% of Deem's.

Skiply ships an update fortnightly, Deem every 3 weeks. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Skiply | Deem |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (467 ratings)](https://appshunter.io/ios/app/skiply/id1477629342/reviews)** | [2.3 (6 ratings)](https://appshunter.io/ios/app/deem/id6469543258/reviews) |
| Number of ratings | **467** | 6 |
| Positive reviews | **47.1% of reviews** | 13.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 40 MB | 62 MB |
| Requires iOS | **16.0** | 16.6 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [National Bank of Ras Al Khaimah](https://appshunter.io/developer/421642094) | [Deem](https://appshunter.io/developer/1486561079) |

## What reviewers say

### Skiply

[App page](https://appshunter.io/ios/app/skiply/id1477629342)

This app simplifies school payments for parents in the UAE. It allows secure mobile payments for tuition, uniforms, books, and school events using any bank card. Features include digital permission slips, email receipts, and multiple card support.

**Highlights:** Secure school payments, Tuition, uniform, book payments, Digital permission slips, Email receipts, Multiple card support, Transaction history access

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Good for paying school fees
- 👍 Simple and easy to use
- 👍 Nice app for school payments
- 👍 Cool and easy to manage school fees

**What reviewers complain about**

- 🐛 Update has broken payments features
- 🐛 No OTP received
- 🐛 Repetitive and long sign-up process
- 🐛 Payment info entry is confusing and potentially insecure
- 🐛 Outstanding fees not showing

**Reported bugs**

- Apple Pay and payment flow not working
- Not receiving OTP for student addition
- Repetitive student details entry
- Confusing payment info entry with hidden CVC field
- Outstanding fees not displayed

**Requested features**

- Allow multiple kids to be paid for at once
- Improve payment security


### Deem

[App page](https://appshunter.io/ios/app/deem/id6469543258)

Manage your credit card and personal loans with this intuitive app. Apply for new credit cards, track benefits and rewards, and access customer support. Enjoy a secure and convenient digital financial experience.

**Highlights:** Manage credit card and personal loans, Apply for new credit cards, Access benefits and rewards, Receive customer support, Secure financial data management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👨‍💼 Helpful individual staff members (Akbar Ali, Syed Akbar Naqvi, Wasay, Soul Thomas)
- ✅ Some app improvements in newer versions
- 💳 User-friendly interface for checking card details
- 📊 Real-time card usage tracking
- 🎯 Improved navigation in recent updates

**What reviewers complain about**

- 📞 Extremely poor customer service responsiveness
- 🐛 App crashes and freezes frequently
- ❌ Unresponsive to cancellation requests
- 💰 Unauthorized charges and hidden fees
- 🔐 Login and authentication issues

**Reported bugs**

- App not opening or loading after updates
- Login stuck or session expiration errors
- Password change functionality broken
- Credit card not displaying in app after activation
- Card unlock option showing blank white screen

**Requested features**

- Real-time balance updates after payments
- Current month outstanding amount visibility
- Statement download functionality
- Apple Wallet integration
- Dark mode option


## Frequently asked questions

### Is Skiply free?

Skiply is free to download, with no in-app purchases.

### Is Deem free?

Deem is free to download, with no in-app purchases.

### Which has better reviews, Skiply or Deem?

Skiply is rated higher. Skiply averages 4.8 out of 5 from 467 ratings, while Deem averages 2.3 from 6 ratings.

### Do Skiply or Deem have ads?

Neither Skiply nor Deem shows ads.

### Which is updated more often, Skiply or Deem?

Skiply ships an update fortnightly, and Deem every 3 weeks. Most recently, Skiply was updated on October 29, 2026 and Deem on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*